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Many people think about the role of money in the life of a modern person and the question: is it possible to be happy with a small income? A modern person cannot deny himself the pleasures that life offers. Everyone wants to dress well, eat delicious food, live in a nice apartment and drive a nice car.

Many guardians of morality, repeating the hackneyed truth that money does not buy happiness, are somewhat disingenuous.

It is surprising that this position is especially zealously defended by those who or from whom:

• The salary is not lower than 70,000 rubles/month, and they do not agree to anything less.
• Believes that they need an enormous amount of money for very important matters, the feasibility and usefulness of which is a big question mark.
• We are sure that other people can get by with little or are worthy of much more modest means than them. An extremely idiotic attitude, which at one time greatly flourished in society, and now, fortunately, has weakened the grip of human brains - the opinion that someone is obliged to do something for free, while it is not even necessary to say “thank you”.
• They have a bunch of movable and immovable property, they fatten, get high, having fun with money earned in dubious ways. Such people (if they can be called people) have gotten it into their heads that only they are the navel of the earth, worthy of living well, and the rest are people from a “lower” society. So they tell people from the “lower” society that happiness does not lie in material goods, although they themselves cannot imagine their happiness and their life without these goods.
• Deeply religious people.

This article will not be about the above categories of citizens. Here are discussions about the meaning of money in modern society and for an individual in the context of vital necessity. It is told that there is money for the average person, what opportunities it gives and how you can manage it rationally. So.

Money. What is known about them?

The history of money begins before our era, during the heyday of great civilizations. Previously, people simply exchanged the necessary things according to the principle “you - for me, I - for you,” but then banknotes appeared, for a certain amount of which you could become the owner of the desired thing.

Money is a system of measures designed to establish the material, moral or intellectual (scientific) value of something or someone. Nowadays you can become the owner of anything for money: everything is sold and everything can be bought. It’s impossible to say for sure whether this is good or bad. On the one hand, remembering the recent Soviet past, it is clear: people lived by communist principles and fought for the idea, believed that socialism would destroy evil on Earth, that everyone should have an equal share of everything, etc. Yes, under the Soviet economic system it was permissible and even necessary to think like this and propagate these dogmas in society.

But times have changed: communism has been replaced by market, and sometimes gangster capitalism (unfortunately). There is no money here, as they say, neither here nor there. It’s just that the problem with society now is that there is a huge gap (and even an abyss) between the rich and the poor. There is a middle class, but it is small. Either insanely rich or broke. Two extremes. It shouldn't be this way. When all people will be able to live with dignity, but without excesses, and officials will stop stealing - this is a philosophical and rhetorical question.

The meaning of money for a modern person

Some people find it very difficult to prove that money and moral qualities are compatible. It all depends on upbringing and on the values ​​that were instilled in a person, as well as on hard work and perseverance. If a person has earned money through many years of hard work and was able to acquire some material goods, there is nothing wrong with that. On the contrary, it is wonderful that a citizen achieves everything on his own and does not expect help from anyone, including the state. But human envy is a bad and unprofitable thing.

Money is given to a person:

1. Prosperity: you can buy everything you need and want.
2. Independence: acquire and do what you want.
3. Opportunities: live within your means, allowing yourself a little or a lot more.
4. Status: certain money allows you to purchase and do certain things, enter certain circles.
5. Confidence: there are all sorts of situations and difficulties in life, but 95% of them can be solved with money.
6. Freedom: choice, desires, aspirations.

Moral values ​​have been and will remain so, but it is better when you have something to buy food, an apartment, clothes, medicine, than to be hungry, homeless, naked and without vital treatment. For a worthy and intelligent person, money can provide the opportunity for self-realization and self-improvement, opportunities for development and self-affirmation (in a good way). You can engage in charity work, sports, and purchase equipment and consumables for your hobby. For example, according to the most conservative estimates, it costs 10,000 Russian rubles to start skiing for one person: this includes the skis themselves, poles for them, bindings, ski boots, i.e. the most necessary equipment. If an employee has a salary of 20,000 rubles, then it is unlikely that he will give half of it to a sporting goods store for the sake of his desire to be a skier. So the poor guy only has to dream about skiing, sighing heavily at night and feeling inferior.

It is clear that the question of a salary of 20 thousand should rather be asked to politicians than to ordinary people, but only with such a sad example about skiing is the need for money (and, preferably, not very little) in life understood.

And how many marriages have broken up due to lack of money! For example, a family has nowhere to live. If it is not possible to buy a separate apartment and you have to live with your parents, many conflict situations can arise and be provoked: both between spouses and between parents and spouses. So, love is good, but you must have a financial basis before starting a family.

Spending money wisely

Rationality and prosperity are different concepts for everyone. For some, 500,000 a month is not enough, while others manage to live on 30,000 and save for something they want. However, there are general principles for the rational use of monetary benefits:

• Clearly understand how much money you need for basic necessities. Such items include food, rent, travel expenses, medicines, tuition fees (if any);
• How much money can you spend on your favorite activity?
• How much is it possible to save per month for the thing you want (when you need to save and can’t buy something right away).

You can end the article with the phrase with which it began: “Money doesn’t buy happiness.” Only with the obligatory continuation: “but with them it’s somehow easier to realize that happiness is not in them.” Money will not bring 100% happiness, but it can make a person a little happier.

In modern people’s lives, money plays a huge role, and it is growing every year. Some people's lives revolve only around making money, and all their time and energy are spent on this. Such people put money above all life principles, joys, pleasures and moral values. However, money is just paper. Valuable, of course. But this is not why a person is born, to earn these pieces of paper, to be bought and sold for them. In this article we will talk about why a person needs money.

How much money does a person need?

How much money does a person need? Scientists have long set out to calculate the required amount of money that will make a person happy. After lengthy research, scientists have come to the conclusion that Russian citizens need four times less money than American citizens.
American psychologists carried out a long experiment and found out how much money will help a person become happy. According to the Nation News news agency, scientists began their research in the middle of the last century.
Using surveys, experts found that the average American needs $6,000 a month to feel joy. But Russian citizens have lower demands: $1,500 a month is enough for them, and the excess will cause problems with taxation and storage of money.

The role of money in human life

Today people cannot imagine their existence without money. And those who claim that money is not the most important thing in a person’s life, and that one can live happily without it, are simply lying. It’s a shame, but now it’s almost impossible to achieve success and prosperity without money. And, despite the fact that money itself is just paper, it opens up wide opportunities for people to realize their life plans and ideas. After all, today you can’t even buy food without money, not to mention anything more. Therefore, money is not the last place in a person’s life.
The main role of money in a person’s life is that it gives freedom of choice. And this feeling grows exponentially: the more money a person has, the more freedom he can feel. Because, having a fairly large amount of money, a person will always be able to choose: where to get an education, where to go on vacation, what products to buy, what clothes to choose. Consequently, money makes its owner financially free. When there is no money or little money, people give in to despair because they actually have no choice. Thus, the role of money in life has significant weight.
Naturally, a financially unstable situation interferes with a person’s self-realization. But you shouldn’t get too hung up on your financial situation, because this can cause major depression. We all need to learn to live within our means and rely solely on our personal capabilities.
You need to realize that the role of money in a person’s life is determined by the person himself. Well, so that the pursuit of money does not take up all your thoughts and does not turn into an obsession, you should follow the recommendations:

• stop thinking about the constant lack of money. After all, almost all people live with such thoughts. It is necessary to clearly separate the main goals for which you need to spend money from secondary expenses. For example, if you want to renovate your house, you need to save up some money. And to do this, you should give up unnecessary purchases, and therefore save a little. It is worth noting that saving is the first step towards material stability
• Don’t elevate money to some higher rank, don’t make a cult out of it, and don’t think that money can solve all your life’s problems. Fortunately, even in the modern world, money does not solve everything in life. Psychologists advise to perceive money as assistants that help you achieve a specific goal. Money should serve the person, not the person serving the money.
• sit down and rethink all your needs. Perhaps they prevailed over common sense? We need to clearly understand why we work and earn money. Think about what you spend most of your money on? Maybe you can refuse something?

What does money give a person?

First of all, they give us financial freedom, which we wrote about above. The second is freedom in time, immediately following financial freedom. “Time for business, time for fun” is a phrase by no means free people. And not at all because they don’t have a job. This phrase is about people who work for their own pleasure.
Freedom of time implies that a person can afford to rest at any time, disconnect from current affairs for any time. And his money continues to accumulate and work, regardless of who he is and what he does. A free person can make his own life and work schedule.
Having financial freedom and freedom of time, a person gains freedom of relationships. Given enough time and money, people can enjoy spending time with family, friends and loved ones. However, today very few people can afford to devote most of their lives to their family - a person is at the mercy of the need to run and earn money.
The same applies to spiritual freedom - with enough time and money, people can afford to devote time to their spiritual development. To understand their thoughts, the world, and the issues that interest them. Spiritual development is an important component of any modern and successful person.
And lastly, don’t forget about physical freedom. After all, everyone knows that in a healthy body, a healthy mind. And today, playing sports requires additional time, which not everyone has. And most very interesting and exciting activities require financial investments.

What is money? Today it is not just a valuable piece of paper. This is primarily a tool for regulating the well-being of our lives. The more money we have, the easier our life. Money has always been an integral part of human life. Their main purpose is to regulate commodity relations in society. The history of the appearance of paper money goes back more than one millennium. Money itself, as an instrument of trade turnover, appeared in ancient times. Money is first and foremost a value. Even our distant ancestors understood this and tried to possess them.

Today it is simply impossible to live without money. The role of money in a person’s life cannot be assessed. Only true romantics still believe that money is not the most important thing in life, that you can be happy and poor. Although there is some truth in this.

Imagine for a moment that a person of conscious age is offered two options for a life path: the first is to live life relying only on yourself, or the second option is that you are provided with financial support on a monthly basis. They simply give you an nth amount of money every month that you can spend as you wish. How many people do you think will choose the second option? I'm sure it's 99.9 percent. And it will be logical and natural. Of course, stray, undeserved money can spoil any person. When you get something for nothing, you stop appreciating it. But let's not go to extremes. Let’s just imagine what will happen to our lives after we receive monthly financial support.

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What does money give us?

The first thing that will happen to us is that we will become more confident in the future.. Money, and especially its reserves, make our lives more stable. What stability is is, first of all, the ability to lead a life that is familiar and comfortable for us over a long period of time. Stability is when you don’t have to think about where to get money to pay off loans or sudden expenses (renovating an apartment or repairing a car). You simply buy what you need and spend money on what you need, without thinking about the fact that you will have to get money somewhere later. This is also related to your self-confidence. When you have a reliable rear, then any adversities and troubles in life are not so scary for you. Imagine a situation where you pay half of your salary to pay off your mortgage, and you spread the other half over the whole month. And suddenly your boss says that you will have to work for two for the same salary. What would most people do in this situation? That's right - work. But since we have a supply of money, we can easily send our beloved boss to our grandmother in the village and choose a new vacancy for ourselves. Since we are not slaves to work for free.

The second thing that will come to us after confidence is the opportunity to prove ourselves.. If we have material resources, that is, money, free time, then why not try to find ourselves in life. Often we work not where we want, where our heart lies, but where they pay more. But if we have a constant supply of material, we can safely look for ourselves in life. Moreover, you can change your usual life radically. He was a builder and became a professional freediver. He worked as an accountant, and his calling was as a chef. And you will never know what you really have talent for until you try.

Third, life itself will improve. If we are confident in ourselves and the future, and do what we love, then the quality of our life will improve. After all, isn’t it happiness to do what you like and live the way you want?

Fourth - money gives power. Money can buy everything or almost everything. In our country this problem is always relevant. Money can buy love (it’s easier to find your chosen one when you’re rich, because most girls need financial stability), health (the best medical clinics and doctors have long gone into private business), freedom (as sad as it is, most rich people don’t due responsibility for the crime committed). This is only a small part of what money can do.

The most important value of having money is the opportunity to experience the taste of life. If you can afford to buy anything, relax anywhere in the world, or just take an unplanned vacation, you will experience life to the fullest. I think it’s already clear to everyone that money gives us. But what are they worth to us?

Time is money

Money must be respected and loved, because it is not just a piece of multi-colored paper, but part of your work and efforts, just like part of your effort and time spent on earning it. What is your salary? 30,000 rubles with a 160-hour work schedule - that means 1 hour of your time costs 187 rubles. And for some it costs 500 or even 1000 rubles. Do you think the richer a person is, the less he values ​​money? On the contrary, rich people are often stingy because they know the value of their time. They feel sorry for their money in analogy with their time. We must strive to increase the price of an hour of our working time. After all, you can work 8 hours a day and receive 100,000 rubles a month, or you can work 14 hours a day and get the same pay. You need to strive to earn more not by increasing the amount of labor, but by increasing payment for this same labor. You need to become a professional.

The role of money in a person’s life is essentially reduced to one thing - to ensure a proper life . For some it is power, recognition. Some people need expensive yachts and clubs. And for some, a roof over their heads and a stable future with their beloved family are simply enough. Money should not be the end in itself of existence; it does not have any primary, main role in our lives. They should only help us achieve our goals.

Conclusion: To summarize, I would like to first of all say that money is neither good nor evil, money is a reflection of the essence of a person. No amount of millions can spoil a good person, but any poor person can be bad. Money is the levers for controlling our thoughts and desires. Yes, money makes life much easier and brighter, but at least for this reason you should strive to get more. Love money and it will love you. Read about how to attract money into your life in the next issue of our blog.

Thank you for your attention!

Since its inception, money has played an important role in people’s lives, often acting as a trigger for evil. Over the course of many centuries, the history of mankind has left many bloody traces: wars started over money, and in order to obtain wealth, people are often ready to make various sacrifices and crimes. Because of this, money is more associated with evil, and this attitude towards it is fundamentally wrong, because the meaning these things will bring into their lives depends on how people relate to the things around them. If you see only evil in money, then it will carry negative emotions, and it is unlikely that someone who has such an attitude towards money will be able to become a financially successful person. Just as a coin has two sides, the role of money in a person’s life has both positive and negative aspects, each of which should not be forgotten.

People often go to extremes, choosing an exclusively one-sided attitude towards money. A successful millionaire is unlikely to think that money is evil, no matter how he uses his finances. But there is no truth in extremes. By putting money at the forefront of everything in their lives, people are often able to lose all other, sometimes much more valuable, benefits of life. In pursuit of money, their earnings, people do not notice how the time that they so rarely spend with loved ones is flowing away, they do not notice how they are separated from them, and as a result, they lose important friendships and family relationships. Having found themselves at the financial heights, such people suddenly realize that they were left there completely alone, and the whole race for money, in which they saw the main source of their happiness, turned out to be nothing more than a chase for a ghostly castle, and money itself became their curse, not a rainbow a dream. Others, having a lot of money that they got easily and without hassle, sometimes waste it so mediocrely that they also remain deprived of the feeling of happiness, because the pleasures they receive with ease quickly become boring and do not bring any joy.

Many people see money as the main means of achieving any goals, but extremes should also be avoided in this regard. Probably everyone remembers well the popular phrases that money can only buy medicine, but not health, and certainly not love or happiness. But the availability of money and a neutral attitude towards it can largely determine the degree of a person’s freedom and his ability to conquer new horizons. Wealth lies not so much in accumulated financial capital, but in the ability to manage it wisely, in the ability to live the way you want, and not the way it is necessary to conquer high financial heights. It is unlikely that the pursuit of money as the only important goal in life can bring joy.

It is worth always remembering the main commandment regarding money, which determines its true meaning. Money is not the main goal in life, and wealth is not a fixed idea. This is only part of the possibilities for achieving other goals, and only those who have enough of what they have to be happy are truly rich, and do not require millions.

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