Building / 23.09.2020

Medical insurance Sberbank. Favorable and convenient travel insurance from Sberbank. Video: About travel insurance

Everyone who has ever applied for a visa to travel abroad has faced the issue of obtaining an insurance policy. It is clear even to an independent traveler that obtaining insurance is a necessity and an important point in paperwork. The insurance company must inspire confidence and be confirmed as a reliable partner at the Embassy. Insurance at Sberbank is a service that has existed since 2014 and is issued to bank customers and everyone who wants to be safe on their upcoming trip.

A Russian traveler always wants to save money and spend money on entertainment and travel experiences, and not on extra papers that most likely will not be useful. In fact, it is the insurance policy that will help to avoid unnecessary expenses, if this need does arise. Without an insurance policy, the amount of expenses for treatment abroad or applying for legal services can be overwhelming and lead to an unpleasant dead end.

Insurance issued at Sberbank will allow you not to worry in advance and relax on the upcoming trip.

The insurance policy will save not only in case of minor damage, but also in case of flight delay and loss of luggage, if these options are included or paid extra. Far from home, you can always hope that there will be support and financial support.

What documents are needed

Sberbank provides a service for citizens planning to travel to other countries and across Russia to everyone who applies for it. The client will be able to issue a policy both at the offices of partner insurance companies and at the branches of Sberbank, if this employee is there. Insurance is issued for citizens from 3 to 65 years. This will require the following package of documents:

Passport of a citizen of the Russian Federation, as well as passports of other family members, which will be included in the policy.
Foreign passport, or the names of all family members on a separate sheet of paper in Latin letters (as they are indicated in the international passport).
Sberbank card.

If there is no Sberbank card, then the service can still be obtained by issuing the Momentum express card. This is done quickly and with a passport. This type of card is used to issue a card with personal presence, as well as to purchase insurance online.

Using the card, you can also prepare travel insurance for family members (up to 4 persons), including close relatives. Provided that the owner of the card is issued together with them. Children from the age of 14 can be issued according to the passport separately, and children under 14 years old only together with a parent.

You can call the Sberbank Insurance contact service around the clock, and the company has reliable partners all over the world. There are reliable partners around the world ready to help. Insurance from Sberbank gives a guarantee of obtaining Schengen for the maximum longer period.

Policy online

To insure a trip, it is not necessary to be personally present at a bank branch. The service is also available in online mode. You can issue it on the official website of Sberbank before traveling around Russia and for traveling abroad. This type of policy has the same legal effect, which is common on hard copy. What steps do you need to take to apply for a policy online?

Select the "Insure yourself and property" tab.
Go to Travel Insurance.

Select "Apply Online".

Carefully fill in all the items.

Go to the payment.
Get the policy to your personal mailbox for printing and saving it on electronic media.

The cost of the insurance policy depends on the duration of the trip, the country of travel, the number of tourists and the amount of insurance coverage.

What can be insured

The travel insurance policy covers the following services and incidents:

Reimbursement of expenses for medical care, including medical transportation.
Burns from ultraviolet rays.
Repatriation.
Return of children and delivery of relatives traveling to the victim.
Payment of urgent messages and transport costs.
Dentistry.
Loss of documents in case of damage or theft.
Search and rescue operations.
Hotel accommodation until transportation.
Translation services.

At the dawn of the 21st century, Russians began to travel actively. Since then, no crises can make them stop learning about the world. Russian speech can now be heard in all corners of the planet. Insurance abroad against unforeseen force majeure has become a popular service. One of the most profitable offers on the insurance market belongs to Sberbank.

Travel insurance for Sberbank cardholders has a number of features and benefits that you should familiarize yourself with before making a choice. the best option insurance policy.

Abroad, you find yourself in unusual conditions: other people, other prices and circumstances. Tourists who go on a tour initiated by a travel agency are under the protection of a travel agent who will solve the problems of their clients, if they arise. It's different with people who prefer to travel on their own. They are responsible for themselves. The best thing for them is to contact insurance company before sending abroad and purchasing an insurance policy. In case of illness, injury, loss of luggage and other unforeseen circumstances, the insurer will take over the solution of problems. The tourist is only required to report the incident and wait for help.

Foreign insurance is necessary not only for tourists, but also for those who go abroad to study or work.

In Sberbank, you can purchase insurance in two ways:

personally at the office of the financial institution;
by ordering a policy on the official platform of the bank.

Who is allowed to be insured?

The Sberbank insurance program allows insurance for:

Persons who have reached the age of majority (18 years) and have not crossed the border of the 70th anniversary. If a citizen is over 70 years old, he is offered protection abroad on individual terms, which is associated with increased risks due to advanced age.
The whole family, both adults and minors.
Other relatives, but only on the condition that they are all Sberbank cardholders.

Insurance conditions

Sberbank, as an insurer, has developed 3 basic areas for providing services to citizens:

Territory Traveler Protection Russian Federation. The minimum amount is 15 000.00 EUR.
Protection of those traveling outside the Russian Federation. The amount of the base amount depends on the type of policy being purchased and can be: EUR 35,000.00, EUR 65,000.00 or EUR 120,000.00.
Territories of the world (does not include Russia and the USA). 2 types of base amounts, depending on the chosen package: 60 000.00 or 120 000.00 EUR.

Depending on the amount insured and the cost of the policy, various lists of insured events are included in the insurance.

The cost of insurance services

How much you have to pay for the purchase of insurance is influenced by several factors:

how long the trip will take;
what type is the state to which the insured is sent;
how many people are included in the policy;
traveler's age;
the amount of payments;
enable or disable additional options.

The cost will be lower if you take out insurance on the Sberbank website online. SB cardholders who often travel abroad can take advantage of the issuer's preferential offers: pay for the policy for 2 months, but use it for 90 days.

Insured events

The set of options included in insurance from Sberbank takes into account most of the risks associated with damage to health and life, prosecution and other troubles that a traveler outside of Russia can expect. Sber insurance includes:

Medical help. Packages include as regular help foreign medical specialists, as well as emergency hospitalization, as well as surgical intervention.
Transportation costs when providing medical care.
Emergency dental services, except for fillings and dentures.
For tourists traveling to tropical countries, services are provided for the treatment of thermal skin injuries resulting from exposure to sunlight.
Expenses that may be associated with the loss of documents, including a foreign passport, which will become an obstacle to returning home and moving around the country of residence.
Payment for child care services. These services may be required in the event of a parent's hospitalization or other unforeseen circumstances.
Payment for interpreters if members of the profession are needed to resolve litigation and other unforeseen issues.
Repatriation in case of military conflicts, social unrest and natural disasters in the host country.

Terms of insurance

The term of the insurance purchased at Sberbank is chosen by the client himself. The period must be at least 2 months and not more than a year. According to the Law, insurance can be renewed once. The extension period depends on the state in which the traveler plans to stay. For countries of the European Union, an extension of no more than 15 days is possible.

Sample insurance policy

We suggest that you familiarize yourself with a sample insurance policy from Sberbank in order to understand what a document is, what it looks like and what it includes.

Travel insurance for SB Gold Card holders

As already noted, cardholders with an above-average class can take advantage of more advantageous offers from Sberbank. Maximum interesting conditions are waiting for holders of plastic Visa Platinum Premier class. They are waiting for an extended package of options.

Another advantageous offer prepared by the bank for holders of payment instruments:

Word MasterCard Black Edition;
Golden.

Additional insurance

The bank has developed a basic program that provides for the most likely risks for clients located abroad, as well as additional options that can be activated for a fee. These are the packages:

"Prudent";
"A special case";
"Luggage protection";
"Personal lawyer";
"Sports".

Let's take a closer look at each of these options.

This package comes into force if an insured event occurs. This means:

a court decision forcing the interruption of the trip;
an incident with a relative who will have to be looked after;
troubles with real estate;
accident;
disease, etc.

Citizens who have taken care of purchasing the package will receive compensation for the costs of hotel reservations, air tickets, etc.

Program "Special case"

A special case refers to accidents. If they took place, the insured is entitled to:

payment of insurance when it comes to an injury;
compensation due to returning home not as planned.

Baggage protection package

The package takes into account the following situations:

the flight was delayed by more than 4 hours;
baggage was delayed for the same time due to the fault of the carrier company;
losses incurred due to the loss of the client's belongings by the carrier.

Either situation assumes that the policyholder will receive a refund to compensate for unforeseen material losses.

"Personal Lawyer"

This type of policy will cover the costs of:

civil liability to third parties who suffered damage;
legal assistance of a foreign lawyer defending the insured, who acts as a defendant.

"Sports"

This package includes special risks associated with physical activity traveling policyholder. This:

reimbursement of expenses for the Ski-pass, due to the closure of the track or the state of health of the client, making skiing impossible;
equipment loss or damage;
injury.

What are the benefits?

Sberbank insurance has a number of advantages. These include:

extensive connections of the largest issuer abroad and a large number of partners, which allows us to provide quality service in all corners of the planet;
favorable conditions for cardholders and SB account holders;
rates are more attractive than many competitors;
extensive basic package;
support in Russian around the clock;
assistance with excellent recommendations;
There are representations in almost all cities of the Russian Federation.

Considered risks

The basic program includes all the risks associated with the health of the insured. Not included in it:

pregnancy and contacting a doctor in connection with the bearing of a child or his birth;
suicide;
fraud aimed at obtaining insurance compensation;
injuries received at the time of the insured's commission of illegal actions;
exacerbation of the disease, which was even before the acquisition of the insurance policy.

Additional packages provide for life circumstances that violate the traveler's plans and bring him unforeseen expenses. This is an appeal to a lawyer, loss of luggage, etc.

Traveling around the world is a lot of vivid impressions and pleasures, but you should always be prepared for the occurrence of certain troubles. In a difficult life situation in the middle of a foreign country, what could be worse than being without help and support. Sberbank travel insurance not only reduced the risks associated with travel, but also allowed citizens to feel more confident away from their homeland.

What are the advantages of insurance in Sberbank

With the Travel Insurance product, citizens can count on timely help and support in case of any trouble. Sberbank has the widest basic protection, and thanks to additional options, tourists now independently expand their opportunities in accordance with the purpose of the trip. Large insurance payments adequately compensate for the costs incurred, which is confirmed by real reviews about Sberbank travel insurance.

Services and partners of the company operate all over the world. The call center can be reached at any time of the day. Registration of insurance is carried out online, which takes no more than 5 minutes of time. As a reward for the purchase are accrued.

What can be insured against

The basic coverage of the program for travelers includes:

emergency medical care;
transportation to and from the hospital;
transportation of the body of the deceased insured to permanent residence;
urgent return of children to permanent residence;
visit of a relative to a hospitalized insured;
payment for urgent telephone and fax messages;
travel expenses to permanent residence;
urgent dental treatment;
loss and theft of documents;
search and rescue activities for the missing insured;
hotel stay prior to transportation for medical reasons;
translation services during hospitalization.

What additional options are there

You can expand the range of covered risks with the help of additional packages for a fee. For Sberbank premium card holders, travel insurance included these packages in basic protection:

"Sports" package - the risks associated with playing sports;
“Luggage protection” – cases of loss or delay of baggage, untimely departure;
"Personal Lawyer" - the need for urgent legal assistance;
"Special case" - the occurrence of an accident, the need for an early return;
"Prudent" - the risk of canceling the trip, postponing its terms.

How much can be insured

The cost of insurance depends on the duration of the trip, the place of temporary stay, the number of policyholders and the amount of insurance coverage. Sberbank travel insurance online offers the following sums insured to choose from:

for traveling in Russia - $ 15,000;
for traveling around the world, except for trips to the USA and the Russian Federation - 35,000 €, 60,000 €, 120,000 €;
for traveling around the world, except for trips within the Russian Federation - $60,000, $120,000.

Terms of insurance

The insurance policy is issued for a period of two days to one year. The longer the term, the better the price. The purchase of an annual policy will allow the traveler to go abroad at any time convenient for him. The number of trips is not limited. The length of stay abroad is up to 90 days. The format of the document meets international requirements and is suitable for all visa centers.

How to get an insurance policy

Insurance can be obtained from a specialist at the nearest bank branch, but it is much more convenient to do it via the Internet. On the official website of the bank, you need to fill out an application form, indicating all the necessary data in it. If there is a promotional code for Sberbank travel insurance, you must enter it in the appropriate field to receive a discount. Next, you need to make a payment and wait for the receipt of the document by e-mail. The electronic policy has full legal force.

Travel insurance with the Sberbank Premier package

The program is a personal insurance offer for citizens with average and high level income. It has a number of advantages, works in all countries and provides insurance payments in the amount of up to $100,000. Unlike the standard set of Sberbank Premier travel insurance services, travel insurance includes:

insurance of the owner of the package with his family and two holders of additional plastic cards;
reimbursement of medical expenses;
reimbursement of expenses in connection with untimely and canceled flights or early return;
compensation for the cost of lost luggage;
civil liability insurance.

The offer applies only to owners of the Sberbank Premier package and their families, and is absolutely free. The insurance certificate is accepted at all consulates and is suitable for issuing any visa. It is valid for 90 days from the start of any trip. The number of trips is not limited.

To date, insurance has become a guarantor of the safety and tranquility of most tourists. It's a worthwhile investment that can otherwise save a life. Sberbank Insurance has established itself as a reliable partner acting in the interests of its clients.

Policy Features

An insurance policy from Sberbank can be issued at any branch of the bank or on its official website online. A prerequisite is that the insured person must be a bank client and a debit card holder (Visa, MasterCart, Maestro, MaestroMomentum).

If the insured person is not a client of Sberbank, but wants to issue an insurance policy here, then he should open a bank account and order any debit card(it takes 10-14 days to complete). After that, he automatically gets the opportunity to issue an insurance policy at Sberbank.

The Sberbank policy is recognized in all foreign consulates. With it, it is even possible to travel to the countries of the Schengen agreement, in which there is a strict selection of tourists.

When entering a foreign country and having a policy from Sberbank, each person can be sure that he will definitely receive assistance and support in a difficult situation.

What are the advantages

Sberbank insurance policy costs only 300 rubles. It is much cheaper than buying a policy in private organizations. Moreover, it is valid for 12 months from the date of receipt and within 90 days from the date of arrival in a foreign state.

The number of trips doesn't matter. A person can change the country every 90 days and at the same time use an insurance policy from Sberbank. At the end of its validity period, the policy must be replaced with a new one.

The insurance policy is valid anywhere in the world. It includes all the risks that other companies insure against at a fairly high price.

The policy limit is 100 000$ . These funds can be used both to pay off medical services and to compensate for losses incurred by the insured person from circumstances beyond his control.

For example, a flight was canceled or luggage was damaged or lost during transit. In addition, Sberbank covers vast territories and its branches are located in almost every country.

This gives confidence to the insured person in their safety and the possibility of receiving free medical care.

And another advantage of the Sberbank policy is that it is valid for all participants in the trip (children, relatives, spouses, etc.).

What are the risks

Like any insurance company, Sberbank offers its clients a wide range of insurance services, including:

provision of medical care free of charge, including dental care;
covering the costs associated with the purchase medicines and treatment in the clinic;
covering the costs associated with transportation services (delivery of the insured person to the clinic, emergency repatriation, etc.);
coverage of losses associated with a delay or cancellation of a flight;
coverage of losses associated with the loss or damage to baggage;
provision of legal assistance in a foreign state;
assistance in case of loss or theft of documents;
insurance against damage to property of third parties.

As for the second point (covering the costs associated with the purchase of medicines and treatment in a polyclinic), there are some peculiarities here, which the bank employees must inform you about when signing the contract.

The thing is that this paragraph does not apply to persons who went on a trip with any diseases and undergoing special treatment.

Coverage of expenses occurs only if a person falls ill during the trip. Also, expenses are not compensated if the treatment is the purpose of the trip, as well as if the person independently attempts on his own life in order to receive insurance payments.

Another exception to insurance payments is injury caused by the use of alcoholic beverages and drugs. In this case, Sberbank does not make payments to the insured person.

The insurance policy is also not valid if during the trip the woman began labor activity, as a result of which she gave birth to a child.

In these cases, she will have to pay for medical services and stay on the territory of the clinic for her and the newborn from her own funds. Only the case of the need for an abortion and only for medical reasons falls under insurance payments.

With regard to injuries sustained as a result of sports while traveling, here payments are made only if these activities were not the purpose of the trip and did not carry a competitive interest.

There are situations when we harm the property or health of third parties, not wanting it. In such situations, civil liability arises, which provides for fines and compensation to the injured person.

As a rule, such situations arise unexpectedly and entail large financial losses. Therefore, Sberbank took responsibility for paying compensation.

But here there is one peculiarity - the insured person must notify the insurance company about the incident within 24 hours from the moment the claims are made.

Otherwise, the insured person will have to pay moral compensation to a third party from his own funds.

Insurance compensation

Each person who has taken out an insurance policy at Sberbank can receive insurance compensation, but only if an insured event occurs that is included in the risks covered by the company.

In the event that the trip occurred without incident, then it is impossible to return the funds paid to obtain the policy.

In the event of an insured event, the insured person must call the number indicated on the policy and notify the company's employees about what happened and where, as well as what assistance they currently need.

It should be noted that the limit of the insurance policy is equal to 100 00 $ and it decreases after each insured event.

Therefore, if the policy limit has expired, the insured person can no longer make claims to the insurance company. A person must pay for medical services and bear other expenses.

Video: About travel insurance

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On the same subject

Discussion: left 2 comments.

Before going on vacation, my friends insisted that I take out an insurance policy in Sberbank. I doubted for a long time, as I already had a sad experience of dealing with other insurance companies, but still took a chance. And not in vain!

During the trip, I had an accident. The tour bus had an accident and we were all badly hurt in this DDP. I had a broken leg, and there were a lot of abrasions and bruises on my body.

Once in the hospital, I immediately contacted the employees of Sberbank and they told me that they would soon transfer the funds to the account of the clinic so that I could receive appropriate treatment. After this conversation, about an hour later, I was already transferred to the general ward, my whole body was treated with some solutions and kept under observation for another 4 days. During this time, they did not take even a ruble from me! I am very grateful to Sberbank!

I have been cooperating with Sberbank for more than one year. I not only make deposits with them on favorable terms for me, but also every year I purchase an insurance policy from them (it is very cheap). And every time I go traveling, I always take this policy with me, as it has helped me out more than once.

The first time I used it was 3 years ago. First, the flight was canceled at the airport, and upon arrival in a foreign country, my luggage was delayed for as much as 7 hours! All this Sberbank compensated me without any problems. I just got through to them and that's it - in a few hours all my losses were compensated!

And the second time I took advantage of the policy last year, when I went on vacation to Germany. They stole my documents right at the airport! But Sberbank again helped me out and quickly helped me recover the loss.

So now I buy an insurance policy only here! Because I am confident in their conscientious and efficient work.

Most of our fellow citizens in one situation or another are forced to leave the borders of their native state and go abroad for the purpose of recreation, education, treatment, and others. Everyone may have their own reasons, but in any case, none of the travelers is immune from accidents when traveling abroad. In fairness, it must be said that insurance companies have developed specialized services for clients traveling abroad, they can provide various additional services as part of insurance. In this article, we will consider the Sberbank travel insurance program, the cost of the policy and other features.

About insurance

The need to purchase an insurance policy is mainly due to the fact that when traveling outside the native state, each person leaves his usual comfort zone, where he can in any case receive support and assistance. Abroad, the possibilities of our fellow citizens are somewhat limited, so an insurance policy is usually purchased for several reasons:

Medical care outside of Russia is paid, sometimes in order to receive emergency assistance in any case, you will have to pay a certain amount, and in European countries medical services will cost travelers dearly. When a policy is issued, the insurance company indemnifies for losses upon the occurrence of certain life circumstances.
In some situations, consultation is required on certain issues, outside of Russia, get on mother tongue answers to various kinds of questions will be problematic. The insurance company provides round-the-clock support to its customers and can help in some emergency situations.
As part of the insurance coverage, travelers receive compensation to varying degrees, depending on the parameters of the insurance policy they have purchased.

And there is another reason that sometimes it is not possible to go abroad without buying an insurance policy. Within our country, many fellow citizens are skeptical about insurance services and do not want to spend own funds to purchase a policy, in developed countries all citizens are insured, and this is established at the legislative level. Therefore, when visiting such countries, the issuance of a policy is mandatory, because without it it will be impossible to obtain an exit permit and a visa.

Program from Sberbank

The insurance company offers its clients to purchase a policy that allows them to receive a full range of services outside our country. The policy fully complies with the requirements of international visa centers. You can purchase protection both for a one-time trip and for multiple trips abroad within one year.

The travel insurance program has a number of benefits. First of all, the company has its partners in different countries who are ready to assist in the event of unforeseen circumstances. If desired, the client can use additional services, for this it is enough to expand the range of protection when applying for a policy.

List of insured events

The insurance company is currently offering full package services for their clients and additional options that are paid separately, respectively, the client can refuse them. So in basic set services include:

Medical insurance includes the provision of urgent care, diagnosis of diseases, treatment in medical institutions, procedures.
Sunburn, in this case the insurance company pays for the treatment.
Transportation to the place of treatment, the company pays, as part of the insurance coverage, the costs of transporting the victim to the place of treatment.
Reporting is required if the insured person died outside the Russian Federation during the trip, his body will be delivered to relatives at the expense of the insurer within the available insurance coverage.
The return of the children of the insured person is possible if it is not possible to do it on their own, qualified employees are ready not only to ensure the transportation of children, but to look after them.
Visit of relatives, that is, the insurance company pays for the travel and accommodation of relatives in case of unforeseen circumstances, the service is provided if the insured person travels alone and, as a result of an insured event, is hospitalized for more than 10 days.
The insurance company pays for an urgent message to the relatives of the insured person in the event of an insured event.
Transportation costs include payment for the transfer to the place of residence of the insured person.
Dental services are paid by the insurance company if assistance is needed during travel, this insurance does not include prosthetics and restoration of the tooth crown.
The insurance company pays compensation if the insured person loses his documents.
You can receive compensation in the form of organizing search activities if it is not possible to establish the location of the insured person.
Payment for accommodation, if the insured person has to wait for transportation within 5 days.
Payment for the services of an interpreter is provided if it is necessary to diagnose diseases or in other cases of an insurance nature.

Additional services

Traveler insurance at Sberbank can be extended at the request of the client himself. To do this, he must purchase the necessary package of services separately. The insurance company currently offers different variants additional services, namely:

The "Sports" package, it includes the payment of the costs of the insured person in case of injury during outdoor activities, loss of equipment or other circumstances.
The Baggage Protection package includes reimbursement for lost luggage, delayed luggage or flight delays.
The “Personal Lawyer” service package provides an opportunity to receive free legal assistance, as well as reimburse the costs to the insured person in case of damage in the event of an insured event.
The "Special Case" package allows the insured person to receive compensation in case of early termination of the trip, as a result of injury or accident.
The Prudent package allows the insured person to receive compensation if the trip was canceled due to force majeure.

Travel insurance for Sberbank cardholders

Sberbank customers know that when applying for premium cards or Gold status cards, you can count on privileged services in a banking organization. But at the same time, it should be borne in mind that the bank itself does not offer insurance services, this is done by the insurance company. Therefore, insurance for travelers as part of servicing the card is a slightly different offer, for example, when applying for a debit premium card from Sberbank, the client does receive some opportunities abroad, but these same services are provided by the Visa payment system, not the bank. And in this case, privileges are not exactly insured events, but only some bonuses and discounts when paying for goods with a card outside our country.

But as regards credit cards, then the owners of premium plastic really receive an insurance policy for free, but it only applies to protecting the life and health of borrowers. Accordingly, the insurance company covers only the risks of the credit institution, and not the client's own risks.

How to get an insurance policy

Sberbank insurance for traveling abroad is available on the official website of the insurance company, which is located at the Internet address https://sberbankins.ru/. Here the client can issue a policy in just a few clicks. To do this, you need to find the "Products" link in the main menu, then click on the "Buy Online" button and select "Traveller Insurance" from the list provided.

After that, you will need to fill out a short questionnaire and pay the cost of the policy with your bank card. AT this option the policy will be presented in electronic form, but it has full legal force and will be used in the event of an insured event within the framework of the concluded contract.

IC Sberbank: official website

Please note that the insurance company sends electronic policies to the client's email address.

Insurance cost

Finally, each potential buyer will be interested in how much insurance will cost. In fact, this is a strictly individual question and for each client it will be calculated automatically, we will give full list What factors affect the cost of the policy in the end. The cost of the policy will depend on the following factors:

the region of validity of the policy, the cost will change when traveling to the USA, Russia or Finland;
the validity period of the policy, the company offers to issue it for a period of 15 days for a single trip or 90 days for several trips within one year;
The age of the insured person also affects the cost of the policy; maximum 6 people from different age categories can be insured under one policy: from 3 to 60 years old, from 0 to 2 years old, from 61 to 70 years old;
the insurance company offers two payment options depending on the amount, the minimum amount is 35,000 euros, the sufficient amount is 60,000 euros, and the maximum is 120,000 euros.

When applying for a policy, you can choose an additional service, which also affects the cost of financial protection.

Customer profile

What to do in the event of an insured event

Sberbank travel insurance allows its user to receive compensation, however, for this, first you will need to declare your intention to the insurance company. To do this, you will need to contact service department insurance company, telephone hotline – 8 800 555 555 7. Here you will need to provide your personal data, namely the last name, first name, patronymic, date of birth, the validity period of the policy and its individual number, your location and contact details.

Next, it will be necessary to briefly describe the events related to insured event. Further, the manager will record your data and if the case is recognized as insured, compensation will be provided within 10 working days after the application is made and the documents are received. The client will need an application, a copy of the policy, a document confirming its payment, a passport and other documents confirming the occurrence of an insured event.

Please note that medical certificates and other documents may be submitted as supporting documents.

Additional services for travelers

Thus, insurance from the insurance company of Sberbank allows people traveling outside the country to be confident and protected from various kinds of troubles. Sberbank provides the widest range of services to protect people traveling abroad. The policy can be submitted to the visa center when issuing the relevant document.

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Medical insurance Sberbank. Favorable and convenient travel insurance from Sberbank. Video: About travel insurance