Public Joint Stock Company "Sberbank of Russia" is a modern banking organization of a universal type, which today is one of the largest Russian commercial banks Russian Federation and CIS countries.

Sberbank network in Russia and the CIS

The bank has a huge number of branches - more than 18,500 divisions, as well as 17 territorial banks, each of which provides its services in all regions of our country. In addition, so-called remote service channels have recently been introduced. Online applications of banks have a very wide client base - “ Mobile bank” and “Sberbank Online”, and this is very convenient - you can use the services of the bank at any time and in any place.

Sberbank abroad

In addition to all of the above, Sberbank of Russia has recently greatly increased its area of ​​presence abroad. If earlier it included only the CIS countries, now the number of countries included in it has increased significantly. Representative offices of PJSC Sberbank of Russia appeared in Eastern and Central Europe, as well as in Turkey, the acquisition of which was one of the most significant in the entire long history of the bank. In addition to these countries, PJSC Sberbank of Russia has representative offices in countries such as Germany, China and India. On June 20, 1991 PJSC Sberbank of Russia was officially registered with the Central Bank of the Russian Federation.

Savings Bank senior management

Public Joint Stock Company "Sberbank of Russia", in accordance with the law, has the form joint-stock company. Its main shareholder, as well as the founder, is the Central Bank of the Russian Federation. In addition, the shareholders of Sberbank of Russia PJSC are more than 250 thousand individuals and legal entities. The supreme governing body of Sberbank is the general meeting of its shareholders. PJSC Sberbank of Russia is a legal entity that, together with all its branches and divisions, constitutes single system.

A little history of the bank

On November 12, 1841, the history of Sberbank of Russia PJSC began, when the Russian Emperor Nicholas I signed a decree on the establishment of savings banks in the country in order to profitably store their funds. And this date began to be considered the birthday of Sberbank of Russia PJSC.

On March 1, 1842, Nikolai Christofari, an employee of the Loan Treasury, appeared at the newly opened such cash desk in St. Petersburg and became the very first client of Sberbank of Russia, which later became the historical successor to the Savings Banks approved by Nicholas I, which initially consisted of only two small institutions in Moscow and St. Petersburg. Over time, they have grown throughout the country into a whole network, and today the capital of Sberbank is one of the largest in the country.

Authorized capital of the Security Council of the Russian Federation

The authorized capital of Sberbank is such economic indicator, which characterizes the reliability of a particular institution. That is, this is the amount of financial resources that was contributed by the founders of this organization during its registration. The Criminal Code is a specific figure that expresses the minimum amount of an organization's property that guarantees the interests of its creditors. What is the authorized capital of Sberbank for 2017? The size this indicator today is just over 68 billion rubles, and the number of shareholders is about 200 thousand, of which the main share of the funds, namely 51%, is owned by the Central Bank, 45% - the capital of Sberbank belongs to those legal entities that are not residents, 1.5% - to legal entities that are residents, and 3% - to private shareholders.

Who owns Sberbank?

This is a very common question.

The history of the largest bank in Russia goes back 170 years. And here the state itself controls the work of such a financial institution as Sberbank of Russia PJSC. This is explained by the fact that it is the state represented by the Central Bank that owns most of shares of this bank, and the diverse scope of its activities is the only such financial institution that carries out such activities throughout the country, including its most remote areas. Absolutely every citizen of the Russian Federation can use these services, which also distinguishes Sberbank from other banking organizations, primarily in terms of the availability and understandability of services for the population.

Sberbank branches exist not only in every city, and even village, they also operate outside the Russian Federation - in Switzerland, China, India, Turkey, in the CIS countries, and the range of Sberbank services is so huge that it allows you to qualify it activities as universal. These services include a variety of loans, and deposits, and a variety of money transfers, utility bills and much more. Back in 2012, the capital of Sberbank accounted for 43% of all deposits of the country's population, and the state loan portfolio - 32%, due to loans. Every citizen of Russia knows that the financial institution in question is a Russian financial institution, and they willingly enter into cooperation with it.

Keep up with the times

All the innovations developed by this financial institution correspond to the latest achievements of science and technology, which allows us to improve the quality of our customer base and offer them qualitatively new, convenient services. In addition, Sberbank did a great job of making every effort to ensure that its customers have a convenient opportunity to manage their accounts remotely, using such Internet applications as Mobile Banking and Sberbank Online - it is easy to control their accounts and distribute cash. It is Sberbank of Russia PJSC that owns the largest network of terminals and ATMs throughout Russia. This financial enterprise is actively involved in numerous social programs that support the development of national culture and science.

Sberbank is not a monopoly

For most clients, it simply does not matter who owns Sberbank, as it does an excellent job of its tasks in the field of financial services to citizens. Recent studies have shown that Sberbank has the status of the most popular and most reliable bank in Russia, while being a commercial organization and at the same time the most powerful bank in the country. In addition, it was noted that every second depositor in the country is a client of Sberbank. The situation with loans can be described in the same way. More than 30% of all loans in Russia are issued in this financial institution. Therefore, it cannot be said that this financial institution is a monopoly.

The fixed capital of Sberbank is more than 1.5 trillion rubles. And it is very important to note that this organization does not have a single owner, especially since anyone who wishes can purchase a part of its shares at any time. The Central Bank, having the bulk of the shares of Sberbank, is its main owner - it owns half of all shares, plus one voting one. The rest of the shares belong to 270 thousand completely different legal and individuals(the share of individuals is one tenth of these shares). A quarter of the shares of Sberbank of Russia are owned by foreign investors. This is the structure of the share capital of the organization in question.

Thus, it is impossible to clearly determine who owns Sberbank, especially given the fact that the shares of this financial institution have been systematically sold and bought on stock exchanges since 1996. In 2007, the management of the bank decided to issue additional auction papers, which subsequently led to an increase in the capital of PJSC Sberbank by as much as 12%, which is 230 billion rubles. It will also be important to note that about 40% of the main MICEX transactions are directly related to the shares of Sberbank.

And since less than half of the shares of this financial company is in free circulation, it is difficult to name the names of its owners, especially since only employees of the bank itself have such information, and such information can be provided only on certain grounds. The list of owners of Sberbank's capital is constantly changing, which is explained by the constant sale or purchase of the company's shares.

Summing up

To date, the bank is managed by three main authorities - the Meeting of Shareholders, the Board of the Bank and the Supervisory Board, and the Chairman of the Board is German Gref. Every day this financial institution becomes stronger and more successful.

An interesting question is what authorized capital is registered with Sberbank for 2019? We remind our readers that the authorized capital is a very important economic indicator that characterizes the reliability of a legal entity.

Current figures

As a rule, this is the amount of property or funds that are contributed by the founders of the organization during its registration. This figure determines the size of the minimum property of the company, which guarantee the interests of its creditors.

To date, the size of this indicator of financial activity of Sberbank of Russia is more than 67 billion rubles, in particular - 67,760,844,000 rubles. This figure for establishing the value of the authorized capital was adopted and agreed on 04/24/2007. It consists of more than 21 billion ordinary shares and about 1 billion. preference shares. Recall that the face value of one of them is 3 rubles.

Where can I see the main financial indicators of the largest banking organization in our country, as well as other financial companies? All of them are conveniently arranged on the official website of the Central Bank for Development at cbr.ru, and are located in the Directory of Credit Institutions.

Here you can find the following information:

1. The value of the UK,
2. Is the bank included in the deposit insurance system,
3. Is there a license from the Central Bank,
4. Number of branches, representative offices, additional offices, etc.,
5. Turnover data,
6. Financial statements,
7. Annual reporting, etc.

If you are interested in the dynamics of changes in the bank's equity capital, i.e. its assets, it can be viewed in the following diagram:

Shareholder data

The total number of shareholders exceeds 213 thousand. At present, the Central Bank of the Russian Federation is the only shareholder whose share of participation is not less than 51% of the funds of this organization. If you look at the shareholder structure, you can see the following division.

• 50 +1% - owned by the Central Bank of Russia;
• 45.64% - owned by legal entities that are not residents;
• 1.52% - owned by legal entities that are residents;
• 2.84% - owned by private shareholders.

It is expected that in 2019 the authorized (authorized) capital of Sberbank of Russia will be increased, as well as the share of the company's president German Gref

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The history of the largest bank in the country - Sberbank - has about 170 years. The leader of the banking system of Russia was the successor whose foundation history goes back to 1841. The stable operation of a financial institution is guaranteed by the state itself, since it is he who owns a controlling stake in the person of the Central Bank of the Russian Federation.

Wide scope of activities

Sberbank of Russia is the only financial institution of its kind that offers its services throughout the country. Bank branches are located not only in almost every city of the state, but also successfully operate in the CIS countries, Germany and Switzerland, China, Turkey and India. The range of financial services offered is very wide, which makes it possible to classify the institution as a universal one. The partnership provides traditional deposits and a variety of loans, bank cards and money transfers, insurance, and even brokerage services. Back in 2013, about 43.3% of all household deposits fell to the share of a financial enterprise. As for the volume of the state loan portfolio, it accounted for 32.7% and 32.1% (loans to individuals and legal entities). Citizens of the country are willing to cooperate with the enterprise and do not even think about the question of whether Sberbank is a Russian bank.

Innovations in a financial institution

Sberbank has always tried to keep up with the times, improving the quality of customer service and trying to offer them innovative products. The financial institution has done a good job of giving its customers the ability to manage their accounts remotely. Thanks to remote channels, such as Sberbank Online online banking and the Mobile Bank SMS service, it has become much easier to distribute your funds and control financial flows. It is Sberbank that owns the largest network of ATMs and terminals throughout the country. The active participation of the institution in different kind social programs stimulating the development of national science and culture. For most, it simply does not matter who owns Sberbank of Russia, as its management and owners are doing an excellent job with all tasks.

Monopoly or the result of natural efforts?

Sberbank belongs to the category of commercial financial institutions and at the same time is. In accordance with the latest research, the institution deservedly has the status of the most popular and reliable financial institution in the Russian Federation. According to statistics, every second investor in the country is a client of the institution. The situation is similar with loans. More than 30% of loans in the state are issued through the Security Council of the Russian Federation. It is incorrect to say that the bank acts as a monopolist. The history of the development of a financial organization in the coming decades will reach the mark of 200 years. The institute's own capital is about 1.6 trillion rubles. Considering the question of who owns Sberbank of Russia, we can say that it does not have a single owner, moreover, almost everyone can purchase a part of the shares of a large financial structure.

Who acts as the owner of the bank?

The main owner of the financial institution is actually the domestic government. Its share within the authorized capital of the bank is 50%, but plus one voting share. If we evaluate the percentage of ownership in voting shares, then it will be equal to 52.32%. Less than half of the shares are owned by 270 thousand different ones. One tenth of the shares is owned by individuals. A quarter of the shares of the financial institution is owned by foreign investors. It is very problematic to say unequivocally who the owner of Sberbank of Russia is, since the institute's shares have been systematically bought and sold on the MICEX and RTS exchanges since 1996. In the first quarter of 2007, the bank's management decided to issue additional auction papers, which made it possible to increase the authorized capital of the company by 12%. AT money equivalent this figure corresponds to 230 billion rubles. It can be noted that about 40% of all transactions within the MICEX are directly related to the shares of the country's largest financial institution.

Why is it problematic to answer the question of who is the owner of Sberbank?

Due to the fact that less than half of Sberbank's shares are in free circulation, it is very problematic to reliably name its owners. This information can be provided by employees of a financial institution, and even then only in that situation, if the person interested in this information intends to purchase shares of the organization. The list of those who own Sberbank of Russia is also systematically changing for the reason that the purchase of the latter's shares, in most situations, is carried out for the purpose of earning. This leads to a constant change of owners. Today, the strategic and operational management of the institute is carried out simultaneously by three authorities: the Meeting of Shareholders, the Supervisory Board and the Bank's Management Board. The post belongs to German Gref.

What does federal law say?

As of November 1, 2014, the Central Bank of the Russian Federation owns 52.32% of the voting shares of Sberbank. If we consider in detail the question of who owns the Central Bank of Russia, we can note the “guardianship” of the state over Sberbank. About 47.68% of shares are in public circulation today. In accordance with federal law number 86, the reduction or alienation of the Central Bank of the Russian Federation in the authorized capital of Sberbank, which will lead to a reduction in the share of shares to a level of less than 50% plus one voting share, can be carried out only on the basis of the federal law. It is allowed to reduce the share of the Central Bank of the Russian Federation in the authorized capital, which will not lead to a reduction in the number of shares to a level of less than 50% plus one voting share. This decision can be made only after prior agreement with the Government of Russia.

First equity change

Prior to the decision to sell part of the shares of Sberbank of Russia in 2012, the Central Bank of the Russian Federation owned about 60.25%. Only 39.75% of the shares were in public circulation. Despite the change in the percentage of owners of a financial institution, it is problematic to answer accurately and unambiguously the question of who owns Sberbank of Russia. We can say that important decisions have been and are being made by the state represented by the Central Bank. The rest of the shares is not aimed at the division of ownership, it serves to increase the profitability of the financial institution.

How to buy shares of Sberbank?

The shareholders of Sberbank of Russia, as mentioned above, have been buying a stake in the ownership of the country's largest financial institution since 2006 on domestic stock exchanges MICEX and RTS. Today traded on the Moscow Exchange and the London Stock Exchange trading platform. You can become a shareholder by contacting any bank branch located in the region of residence. Registration of ownership is carried out in the presence of a document confirming the identity of a citizen of Russia. When buying shares on the stock exchange, you should know that their value can change dramatically not only within a few days, but repeated changes in price can be fixed within a day. Considering the question of who owns the shares of the Savings Bank of Russia, we can talk about a large number of people, the list of which is constantly changing. People don't view stocks as ownership of the nation's largest financial institution, but more as a trading instrument that can be sold and bought to generate a steady income.

The authorized capital of Sberbank is 1 billion rubles and is divided into 19 million ordinary shares with a par value of 50 rubles and 50 million preferred shares with a par value of 1 ruble. According to the bank's charter, the minimum amount of dividends on preferred shares is 15% of their nominal value, i.e. 15 kopecks. per share.

Foreign investors can purchase Sberbank shares only with the permission of the Central Bank. However, these restrictions are easily circumvented through the use of subsidiaries of non-residents registered in Russia. However, restrictions on the acquisition of Sberbank shares by non-residents significantly reduce their liquidity. It is expected that restrictions on the ownership of the bank's shares by non-residents will be lifted soon. It is possible that after the liberalization of the circulation regime for Sberbank's shares, an ADR program will be launched, which will also help increase the liquidity of the bank's securities. Currently, foreign investors own about 15% of Sberbank's shares.

The largest shareholder of Sberbank is the Bank of Russia, whose share in the authorized capital is 60.57%. In the foreseeable future, the reduction or withdrawal of the Central Bank from the capital of Sberbank is not expected. As of October 1, 2003, the number of the bank's shareholders reached 203,728.

Organizational structure of Sberbank of Russia

Sberbank of Russia is a legal entity and, with its branches (territorial banks and branches) and their internal structural subdivisions, forms a single system of Sberbank of Russia.

The branch network of Sberbank of Russia is located throughout the country. As of January 24, 2001 the network of Sberbank of Russia consisted of 17 territorial banks, 1511 branches, 20250 internal structural divisions.

Branches of Sberbank of Russia are not endowed with the rights of legal entities and act on the basis of the Regulations approved by the Board of Sberbank of Russia, have a balance sheet that is included in the balance sheet of Sberbank of Russia, and have the symbols of Sberbank of Russia. The structure of Sberbank of Russia is shown in Figure 1.

The shareholder structure of Sberbank in 2019 is represented by the Central Bank of the Russian Federation (50% + 1 share), legal entities(47%) and private investors (3%). The bank's securities are considered liquid, besides, trading in them traditionally occupies 35-40% of the total trading volume on the Moscow Exchange.

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Sberbank today

Currently, the largest commercial organization in Russia can be characterized as follows:

• in 2019, according to statistics, 46% of the total number of bank deposits were opened in this financial institution;
• the company owns 38.7% of all loans to individuals and approximately 33% - from organizations;
• branches of a financial institution are located in every city of Russia, and their number is more than 16 thousand;
• the company's equity capital totals about 1.6 trillion rubles;
• more than 110 million people are Sberbank's clients in Russia, and approximately 11 million individuals use the institution's services abroad;
• more than 260 thousand competent employees provide services to citizens and companies.

Sberbank offices are located in countries such as:

• Germany;
• Switzerland;
• China;
• Turkey;
• India;
• Ukraine;
• Kazakhstan;
• Belarus.

A financial institution provides its customers with the opportunity remote control personal accounts thanks to the Sberbank Online system and the Mobile Bank service.

The organization offers users a wide range of financial services:

• various contributions;
• loans;
• bank cards;
• Money transfers;
• insurance;
• brokerage services.

The financial institution owns the largest network of ATMs and terminals throughout Russia. Sberbank actively participates in various social programs and supports the development of domestic science.

Chairman of Sberbank of Russia

Since October 2007, the post of Chairman of the Board of the company has been former minister economic development and Trade of the Russian Federation German Oskarovich Gref.

Wherein:

1. His name is also in the register of shareholders of the bank, however, his share of shares is only 0.003%. Their combined market value is approximately $2.19 million.
2. For his personal contribution to the development of a financial institution, German Gref received the Gold Badge of Sberbank of Russia as an award.

German Oskarovich Gref

Share capital structure of Sberbank

The share capital of the company includes:

• belonging to the holder of the controlling stake;
• co-owned by domestic and international investors.

Controlling shareholder

The main shareholder of Sberbank of Russia is the Central Bank of the Russian Federation. The institution is the owner of a controlling stake - half of the authorized capital plus one voting share.

Shareholders of Sberbank of Russia

In addition to the Central Bank of the Russian Federation, the owners of the company's shares are:

1. Legal entities that are not residents of Russia. Collectively, this group of shareholders receives dividends from 45.64% of all shares of the company.
2. Legal entities that are domestic residents. This group of shareholders accounts for 1.52% of the founding capital of Sberbank.
3. Private investors who collectively own about 2.84% of the shares.

Bank founders

Indirectly, the Central Bank of the Russian Federation can be called the main founder of modern Sberbank, although the history of the establishment of the institution dates back to 1841. At this time, in accordance with the personal decree of Emperor Nicholas I, the first savings bank was opened in St. Petersburg. In 1991, the institution became the subject of the Central Bank of the Russian Federation and was registered as a joint-stock commercial Savings Bank of the Russian Federation.

Who is the owner of Sberbank?

Information about the owners of the company can become known only to buyers of shares and is not disclosed to third parties. The list of shareholders of the institution changes periodically depending on the distribution of the package of securities between the participants of the PJSC.

Sberbank is managed by:

• Shareholders' meeting;
• the Board of the bank;
• Supervisory Board.

Sberbank of Russia awards

Sberbank of the Russian Federation awards:

1. In 2015, the company was awarded a prize in the category "User-friendly adaptive website with unique content" for its official page in the Internet. The award was held at the international WebAward award dedicated to the creation and maintenance of the best web projects in various fields.
2. In the same year, the institution won awards from FinBranch for "Most Caring Banking Branch" and "Best Banking Branch".

The video tells in detail about the award and the achievements of the financial institution. Filmed by Sberbank channel.

How to buy shares of Sberbank?

You can do this in two ways:

1. Contacting any Sberbank office located in the local region. You must have an identity document with you and confirming the citizenship of the Russian Federation.
2. Acquiring ownership of securities through a broker on Moscow Exchange. A formal agreement is concluded with a professional intermediary, after which a brokerage account is opened and transactions begin. It is most convenient to purchase shares through web trading, as a result, they will belong to the owner. However, for each transaction, the broker withholds a commission in the amount of 100 rubles.