Monolith / 25.01.2022

Tariff basis in Sberbank business online. Tariff Basis Sberbank Business Online (for legal entities). Service package basis sberbank conditions

Settlement and cash services in modern conditions require security, comfort and flexibility. It is these criteria that are provided to customers by the Savings Bank within the framework of the Basis tariff plan. With its help, customers will be able to effectively manage their funds remotely. Let's take a closer look, why is the Basis tariff in Sberbank Business online attractive?

The service is aimed at individual entrepreneurs and legal entities. Unlike other products presented by financial institutions, the tariff allows you to save up to 40% of the costs associated with settlement and cash services.

Of all the SB tariff plans, it is distinguished by the minimum cost. The package is simple. Connection is available through Sberbank Online and when visiting any office of a financial institution.

All legal entities carry out money transfers and RKK, regardless of the vector of activity. To simplify calculations, you can choose one of the Sberbank tariffs.

To open an account remotely, you can contact any branch of the bank.

In this case, it is necessary to clarify (by telephone) whether the office provides services of this kind. The client will need:

the passport;
title documents;
certificate of registration;
signature example.

At the office, you need to fill out personal data. Forms can be downloaded from the official SB portal and filled out at home. Tariff packages have different prices depending on the conditions and scope of services. To open an account remotely, you need to contact the bank with a request for reservation. The procedure is as follows:

authorization in the Internet banking system (for business);
go to the menu "Online account number";
the message “Get a number” will appear on the monitor;
after clicking on the button, you need to read the conditions and make a reservation;
fill in personal data, details, contact information, indicate the type of activity, OGRNIP code;
confirm the action through a one-time password.

To complete the connection, the applicant needs to visit the Sberbank office with a package of documents.

Customer service within the tariff plan takes place remotely. It is also necessary to highlight several key features of the Basic tariff:

transactions are available only in rubles;
the cost of the tariff is fixed, is 3,700 rubles;
the number of electronic payments within 30 days - 10;
cash withdrawal - up to 140 thousand rubles;
cash acceptance - 80 thousand rubles;
provision of certificates and statements of accounts - without limits.

If you have a checkbook, you get a 50% discount.

In cases where the user needs to perform more operations than the tariff plan provides, an additional fee is charged. The cost of additional services is fixed. You can get acquainted with the standard conditions for charging fees on the website of the Savings Bank.

The monthly cost of the tariff remains fixed and amounts to 3,700 rubles. The service operates around the clock 365 days a year. The user can track all transactions via SMS messages. Among the advantages of the service, it is necessary to highlight a high level of security and the ability to conduct business without opening an account.

It does not make sense for small and micro business owners who make several settlement transactions for small amounts during the month to overpay for bank services. But you can’t do without a checking account in doing business. The minimum tariff plan will allow you to get the necessary minimum of settlement and cash services at a reasonable cost - Sberbank has developed it taking into account the needs of this particular category of customers. Let's take a closer look at what is included in this tariff and how you can connect it.

The composition of the services of the tariff package "Minimum"

Sberbank has prepared several package offers for representatives of the small and medium business segment, each of which includes a specific set of services. The package became the most compact and cheapest "Minimum", which includes the following options:

maintenance of one ruble current account;
access to Internet banking for legal entities;
carrying out five electronic transactions with finances within a month;
accepting cash to a settlement account through ATMs or cards linked to this account (up to 50 thousand rubles per month);
provision of account statements and their duplicates in electronic form.

Cash withdrawal from the account is not provided by this tariff plan. It needs to be known.

Important! Sberbank does not limit the number of transactions or their financial volumes to customers who have connected the minimum package of services. But it is worth remembering that all operations in excess of the package offer limit will be charged on a general basis.

How much is the minimum business package

In the public domain, Sberbank does not provide information on how much the minimum package will cost the client on a monthly basis. This is done to avoid confusion - the cost of the proposal in different regions may vary. To clarify the price of the minimum package, you will have to contact the bank's office that provides services to legal entities. You can also call the corporate customer support service at 8 800 5555 777.

How to activate the "Minimum" package via the Internet

To connect the minimum package of services, you do not need to have access to the Sberbank-Online service. Go to the official website of the bank and set the region in which your company is registered in the header. Then select the “Small Business” section in the top menu, and, once in it, go sequentially through the subsections:

"Perform calculations";

Service Packages.

Once on the page with a detailed description of package offers, scroll down. Under the comparison table of services, on the right, you will see an orange button "Package". Click on it and an application form will open in front of you. Fill in all fields and press the key "Send" at the bottom of the form. A bank employee will contact you within 24 hours to complete the transaction.

Important! Sberbank offers to connect the minimum tariff by default when filling out an application. If you need a more expensive package, please indicate this in the note to the connection form.

How else can you connect the tariff "Minimum"

If filling out an application via the Internet is inconvenient for you, you can contact the Sberbank branch that works with legal entities and write an application for connection. You will need to have a passport and details of your company (at least TIN) with you. The application is written in the form of a bank, the employee will offer you a sample to fill out. Applications for connecting business packages are not accepted by phone for corporate customer support.

Important! Regardless of the method you choose to connect the "Minimum" package, it will become available to you from the first day of the month following the registration of the application.

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1 Service fee for Sberbank PJSC packages in Moscow using the Sberbank Business system (up to 5 pcs. in) 4 through self-service devices; using international corporate cards issued to the current account (up to 50.0 thousand c) 4 BAZIS package 1 using the Sberbank Business system (up to 10 cards) 4 (up to 80.0 thousand c) 4 (up to 140.0 thousand c) c) The fee for and, not included in the package and the fee for exceeding the established limits for the items included in the package, is charged in accordance with standard tariffs. The limit of operations for transferring funds from the account includes, among other things, transfers of tax and equivalent payments to the budget and off-budget funds. Transfer of funds from the account using settlement documents on paper is carried out at the current rates of the Bank and is not included in the transaction limit 2 Electronic document flow - payment documents sent to the bank via electronic communication channels 3 Including transfers within one structural unit 4

2 Provision of a certificate on the existence of an account Package "AKTIV" 1 Using the system "Sberbank Business" (up to 20 units) 4 (up to 300.0 thousand units) 4 (up to 100.0 thousand units) 4 Provision of a statement on the existence of an account Package "OPTIMA" 1 using the "Sberbank Business" system (up to 30 units) 4 (up to 150.0 thousand) 4 (up to 250.0 thousand) in 120 VAT per booklet VAT per booklet

3 Provision of a certificate of availability of an account 120 VAT per one booklet of the salary project Package "Salary" 1 using the Sberbank Business system (up to 30 pcs. in) 4 using international corporate cards issued (up to 200 thousand in) 4 Crediting (transferring) amounts funds to the accounts of individuals on the basis of an agreement with a legal entity Maintenance of a bank card issued to an employee of an enterprise () on the basis of an agreement with an enterprise (organization) For all card products based on Visa Classic, MasterCard Standard, Visa Gold, Gold MasterCard 5, except for Visa Classic Podari Zhizn, MasterCard Standart MTS, Visa Classic Aeroflot, Visa Gold Podari Zhizn, Gold MasterCard MTS, Visa Gold Aeroflot in collection and acceptance/crediting of cash 1 (for customers who have connected d) Package "Money" using the system "Sberbank Business electronic document management 2 payment through the system of the Bank of Russia or the settlement system of PJSC Sberbank to an account in e another credit structural unit of PJSC Sberbank 3 (up to 50 pcs. c) 5 Other cards, including additional ones, are serviced at tariffs for individuals and paid by an employee of the enterprise

4 Cash collection in the structural subdivisions of PJSC Sberbank: with the collection amount for one run up to 200 thousand 0.1% VAT on the amount, min 550 rubles VAT per run with the amount of collection for one run over 200 thousand 0.1% VAT of the amount Re-arrival at the point of collection / delivery at the request of the client during the hours agreed with the collection team (VAT 1500 is charged for one operation in addition to the commission for the main check-in) 0.5% of the amount if the actual amount of recalculation is over 200 thousand 0.3% of the currency control amount 4 using international corporate cards issued (up to 300,000 cv) 4 Acting as a currency control agent for operations: Advance payment in the amount of 1,180 i) from a resident's account to a non-resident's account 6: 0.15% VAT on the transfer amount, min 10 VAT USD/EUR from 500 thousand USD or EUR up to 0.1% VAT on the transfer amount and above foreign currency crediting to a resident's account received from a non-resident 6 from USD 500,000 or EUR up to and above 0.08% VAT on the transfer amount, max .15% VAT on the transfer amount, min 10 USD/EUR VAT, 0.1 % VAT on the amount of credit, 0.08% VAT on the amount of credit, max Tariff, including when using a letter of credit form of payment by a resident, when performing a foreign exchange transaction through a resident's account opened with a non-resident bank, as well as when performing a foreign exchange transaction through account of a third party and subject to accounting in the Statement of Banking Control in accordance with the Certificate of foreign exchange transactions submitted by the resident.

5 crediting the currency of the Russian Federation to the account of a resident received from a non-resident under a contract (agreement) requiring a transaction passport 6 from 500 thousand US dollars or euros up to 0.15% VAT on the amount of crediting, min 10 VAT US dollars / euros , 0.1% VAT on the amount credited, and more Package with the inclusion of the service "My Team" Package "My Team" Maintaining an account using the Sberbank Business Online system Monthly fee for providing services using the Sberbank Business Online system Transferring funds from an account for clients using electronic document management: through the payment system of the Bank of Russia or the settlement system of PAO Sberbank to an account in another credit system through the settlement system of PJSC Sberbank to an account with a structural unit of PJSC Sberbank 10 Acceptance of cash to the account: through self-service devices team": 11 accounting and legal and business assistance restoration of accounting and tax accounting 12 to 1 million.08% N DC from the amount credited, max 1800 Monthly fee from the client's turnover of 78 from 1 to 6.0 million from 6 to 12 million from 12 to 18 million from 18 to 24 million from 24 to 30 million For all client accounts, including accounts in third-party banks 8 The cost of the My Team Package for the first service is calculated from the day of connection, according to the following formula: (/ number of calendar days a)* the remaining number of calendar days until the end a 9 Clients with a turnover of more than 30 million under this Package are not served 10 B including when transferring within the same structural unit 11 Specified and provided by the Bank as an agent under an agency agreement with a partner LLC "Knopka" 12 The fee is charged one-time. The cost of and for the restoration is calculated according to the following formula: ½*B*N, where B is the cost of the Package, N is the number of calendar euros for which it is necessary to pay for the restoration of accounting.

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Maintenance of a current account for an individual entrepreneur in Sberbank is one of the best among all banks that carry out their operating activities in the state. This level was reached in the shortest possible time, since two or three years ago Russian banks, and Sberbank was no exception, refused to serve individual entrepreneurs.

The role of a current account for private entrepreneurs

A few years ago, it was difficult for an individual to open a bank account. The reason for this was that almost all Russian banks were not eager to provide their services to business. Officially, they didn't. Instead of officially refusing to provide their services to individual entrepreneurs, Russian banks set too high tariffs for using their services, which forced individuals to refuse to contact banks.

The current legislation of the Russian Federation does not state anywhere that the founder of an IP must necessarily open his personal settlement account. Many of them don't have it. But for a large number of individuals, having a current account in one of the banks is an urgent need.

First you need to select a list of banks to open a current account for individual entrepreneurs. By the way, banks realized that individuals are capable of generating large incomes, and began to offer their services to individual entrepreneurs. One of these banks is Sberbank.

Advantages of Sberbank

One of the advantages of opening a current account for an individual entrepreneur in Sberbank is the convenience of banking transactions. The account holder has the ability to remotely control accounts. The bank also provides a number of other products that make doing business more convenient.

A current account for an individual entrepreneur in Sberbank makes it possible to optimize the costs of banking services. This is achieved through a properly developed tariff policy. The Bank provides a wide range of transaction packages that meet the requirements and needs of customers.

Benefits of a current account with Sberbank

The placement of bank branches is so thought out that almost always there is a branch near the client. The settlement system, which was created by Sberbank itself, covers both the territory of Russia and other countries. This makes it possible to make a large number of payments in Russia and abroad.

Sberbank makes it possible to carry out settlement and cash services on uniform terms for large holdings operating in the Russian Federation.

Any client can contact the bank branch, where employees will advise him on all issues that have arisen. Also, the bank's client receives all the necessary information and assistance in working with the bank's products.

Account reservation

An individual entrepreneur has the opportunity to reserve an account number remotely. To do this, go to the Sberbank website and select the "Current account number" section.

After that, a clickable inscription “Get a current account number” will appear in front of the user, clicking on which will display on the monitor screen all the conditions for the provision of bank services.

After reading the conditions, you must click on the inscription "Reserve". Next, a window will open where the IP founder must enter his data. It is also necessary to indicate the annual volume of income, contact details and the branch of the bank where the businessman wants to be served. Then you need to confirm the reservation of the account. If someone who wants to open a current account for an individual entrepreneur in Sberbank is already his client, then you can immediately register an account online.

How to open an account

There is nothing difficult in opening an account with Sberbank for an individual entrepreneur. Also, individuals have the opportunity to receive a discount on creating an account, since the bank sometimes holds various promotions. All banks for opening a current account for individual entrepreneurs give their customers different advantages. Sberbank is no exception.

At the very beginning, the client needs to choose how he plans to create his current account. There is an option to register as a legal entity or as an individual entrepreneur. Also, in the application on the site, you must specify the e-mail address and mobile phone number. There is a second way to open an account with Sberbank for individual entrepreneurs. To do this, the client needs to come to the bank branch.

Another reason that the opening of a current account for an individual entrepreneur in Sberbank deserved positive reviews is the speed of service. After an individual entrepreneur has applied to the bank, he should fill out all the necessary documents. After that, the account can be issued by bank employees within 60 minutes. By the way, it is best to connect to Internet banking at the time of opening an account.

Maintenance of a current account for an individual entrepreneur in Sberbank must be provided by bank employees immediately after the account has been opened. Bank employees are required to provide their services in accordance with all rules and on time.

In addition, Sberbank is responsible for the safety of funds. The bank is also obliged to withdraw funds from the account at each request of its customers.

Current account conditions for individual entrepreneurs in Sberbank

Many individual entrepreneurs choose Sberbank. I must say that the conditions of a current account for an individual entrepreneur in Sberbank and in other banks are approximately the same. However, Sberbank provides its customers with several advantages.

In order to create an account, you need to take with you to the bank a document that confirms your identity (passport, for example), a company registration certificate, as well as a taxpayer identification code. Other documents may also be required. A complete list of them should be found on the Sberbank website.

When applying for a bank card, some problems may arise. This may be due to the fact that the card must contain the signatures of those people who will have the right to manage the account.

Account opening procedure

First of all, an individual entrepreneur must collect the entire package of documents that is necessary to open a current account. It must be remembered that only original documents must be provided to the bank. The cost of certification of one document will be approximately 50 rubles.

Already at the bank, the client must fill out all the necessary papers. This procedure is not difficult. An employee of Sberbank will assist in filling out all the documents. The client only needs to put crosses in the right places, read the contract and put his signature.

After completing all the documents, the current account is opened. It should be funded. Also, a businessman can connect the Internet banking service, which will allow him to manage his current account via the Internet.

Price

Maintenance of a current account for an individual entrepreneur in Sberbank is provided in several service packages. Tariff plans are called "Basis", "Active", "Optima", "Minimum", "Salary" and "Trading Plus". A ruble account is opened free of charge. It should also be noted that an individual entrepreneur may not buy the package in full, but pay for the services he needs. Account rates for individual entrepreneurs in Sberbank can be found on the website.

As already mentioned, Sberbank provides its customers with services that make it possible to conduct business on the Internet. This service is shareware. It is included in the basic tariff plans, but you must take into account the fact that Internet banking has a limit on the number of transactions. If a businessman has exhausted the limit, then he will have to pay an additional commission.

Maintaining a current account for an individual entrepreneur in Sberbank will cost a businessman 500 rubles a month. The commission for cash withdrawal is 1 percent of the amount of funds. You can replenish your account with a commission of 0.3 percent.

Service

To find out how much it will cost to maintain an account, you should contact the bank, since the cost may vary depending on the region of the Russian Federation. Below is the cost of opening an account for the capital of Russia:

Commission in the amount of 3 thousand rubles.
Registration of a signature in the sample card - 500 rubles.
Certification of documents - about 200 rubles.

Thus, having calculated how much an IP account with Sberbank costs, you can understand that the price for opening an account with this bank differs very little from others.

"Minimum"

The cost of servicing a current account for an individual entrepreneur in Sberbank depends on the package chosen. The least expensive is the "Minimum" tariff. For him, an individual entrepreneur in Moscow will have to pay 1,700 rubles per month. The disadvantage of this tariff plan is that a businessman will be able to make no more than five electronic payments per month.

There is also a limit on accepting cash - up to 50 thousand rubles. For everything else, an individual will have to pay extra.

"Basis"

Tariff "Basis" is the second in cost. The monthly fee will be 3 thousand 100 rubles. And even despite the fact that its cost is almost twice as high as the cost of the "Minimum", this tariff plan is also significantly limited.

Cash receipts can be accepted twice as much - up to 100 thousand rubles. The limit for electronic payments has also been increased. If in the tariff plan "Basic" it was possible to make five payments, then in "Basis" they can be made up to twenty.

"Assets"

The difference of this tariff in comparison with the previous one is that after the purchase, the businessman will be able to make up to 50 electronic payments.

Tariff "Active" is also limited in accepting cash. As in the Basis plan, the amount of cash receipts cannot exceed 100 thousand rubles.

Today there is a whole line of profitable instruments for cash settlement operations (hereinafter RKO) with seven tariff plans that differ in a set of banking services and cost. The most popular tariffs are Optima, Active and Basis. These are special products presented in a complex and designed for convenient conduct of any type of business where settlement and cash transactions are used. Corporate clients - legal organizations, individual entrepreneurs are offered the Basis tariff in Sberbank Business Online.

Accounts and tariffs for business in Sberbank

To conduct cash and other financial transactions by bank transfer, you must have a bank account. It does not matter what the company or individual entrepreneur does. To open a current account, you will need to choose one of the tariff plans and follow a certain procedure.

An account is issued at Sberbank, during a personal visit or through a remote service. To save time, it is better to choose the second option - the Basis tariff in Sberbank Business Online. This is the same Personal Account, but for legal entities and entrepreneurs. If you want to issue an account for cash settlement services in a branch, you should first clarify in which particular branch the service is provided.
It is advisable to go to the bank with the documents already prepared. When opening an account, you will need:

the passport;
certificate of state registration of the entrepreneur;
certificate of registration from the tax authority;
form of a card with sample signatures.

Next, you must specify all the data in the application form and fill out a separate form with personal information. Both papers are filled out according to the sample, which can be filled out at home, after downloading the forms.

When using Business Online, you must first obtain a current account number using the reservation service. The account is reserved for 30 days, and during this time the required package of documents should be collected and taken to the bank. Then you need to do the following:

log in to the Business Online service;
click on "Online account number";
in the new window, click "Get account number";
read the terms of service;
tick the appropriate item, confirming your consent and click "Reserve";
fill out a questionnaire on a new page, indicating the type of individual entrepreneur, registration number code, turnover volumes for the year, contacts, address of the branch;
after filling out the questionnaire, specify a password, confirming your actions to reserve an account.

The reserve is kept for 30 days, which is quite enough to provide the necessary documents to the bank.