What to spend 500,000 rubles on. Investments made in order to preserve capital. Investments in precious metals

Many people who have quite solid savings for the current turbulent times are interested in the logical question: "Where to invest 500,000 rubles to earn money?" This is an interesting topic. And it should be discussed.

Method number 1: make a contribution

The vast majority of people, when thinking about where to invest 500,000 rubles in order to earn money, have only one option - of course, put them in a bank. Many consider this method banal. But no, it's actually just traditional. Of course, a profit of a million should not be expected. But the funds will be at least protected from inflation. It is a fact.

Another interesting point. Some people think that, having an amount of half a million rubles, you can not even think about which bank to go to invest your money in. Is that to choose it at an interest rate. And in any case, you can be a winner. This is almost true. It is worth clarifying the situation. The fact is that recently the Central Bank has been actively withdrawing licenses from many banks. That is, it closes them. And in this case, people who have made an investment are returned up to 1.4 million rubles of the deposit. That is, you can even win. But only if the reserve amount of the Agency is not fully spent. So there is a risk here too. And it is better to choose a more reliable bank.

Method number 2: investment

Where to invest 500,000 rubles to earn, in addition to banks? There are also investment companies. Within the territory of Russian Federation there are some of the biggest ones. And they all offer pretty interesting conditions. Many go to such companies, wondering where to invest 500,000 rubles in order to earn.

And, in principle, a good option. In short, the client's money will be invested in stock market instruments. It also provides a full refund guarantee. There is risk, but it only applies to profit. And she can be very good. Often, the return on investment exceeds the bank rate by two or even three times.

Example. If the bank offers interest at 17 per annum, then 12 months after the deposit, a person will receive half a million and another 85,000 rubles on top. At the same time, if the investment rate turns out to be three times more than then the profit will be 255,000 rubles. Excellent profit! But there are risks too. And this must be taken into account.

Method number 3: contact high-yield organizations

This is also a good option if there are 500,000 rubles available. Where to invest, how to get promoted and what exactly do high-yield organizations mean? So, everyone must have heard about the famous Forex market. Currency trading, options - these words are familiar to many. And there are entire organizations whose main activity is to trade on Forex. A person who decides to earn extra money on his savings can give his money to the account manager. This is all done officially, with contracts and conditions.

You can invest in one account or intelligently distribute them over several. Sometimes the profit is 100% per annum! However, there are no guarantees for the safety of investments - this is a huge minus.

Method number 4: ready-made investment product

People, wondering where to invest 500,000 rubles in order to earn money, re-read reviews literally about all methods. And here's another way - you can buy ready-made. This is from the same category as organizations trading on Forex. Only behind these products are highly qualified, professional managers. They are either employees of the company or successful traders for hire. In such cases, the risk is minimal because these people really know what they are doing.

In such cases, the profit can also be 100% per annum and even more. Thus, you can not only double half a million, but even get a much more impressive amount. Many people claim that they managed to earn money in this way. However, do not forget about the risk and the fact that such organizations may go bankrupt. This is the same risky method as By the way, there, if you find a competent approach, you can gain about 10-20 percent per month from half a million rubles. In general, these methods are from the category of “make or break” - either a big jackpot, or a complete loss of your funds.

Reliable way

It is logical to assume that most people who have become familiar with the above methods have a question: "Where to invest 500,000 rubles so that it is not only profitable, but also reliable?" It is reasonable, since no one wants to just lose their hard-earned and scrupulously accumulated half a million.

Well, reliable way there is! And it's called diversification. The first thing to do is to divide the sum into three parts. One must be deposited in the bank. Let's say a hundred thousand. The bank should be as reliable as possible - you should not pay attention to interest. Let it be 10% per annum, but at the end of the term, a person is guaranteed to receive ten thousand extra. Everything is better than nothing!

The second part (say, 50%) should be spent on (this was discussed above). It is necessary to use the services of analysts - they know exactly what is better to choose. You need to contact the most popular company that has a Deposit Insurance Agency. And if everything goes well, then in the end you can make a profit of at least 50-70 thousand rubles.

And the last part, experts advise investing in a risky investment. 150 thousand rubles for example. If fortune is on the side of the investor, then from above it will be possible to get a 100% profit.

Some consider this method reliable, others - meaningless, others - risky. However, he is popular. Many people managed to earn good money in this way, and some of them even began to use this scheme all the time.

Opening an online store: first steps

The World Wide Web today opens up huge opportunities for each of us. And online shopping is becoming more and more popular. Most shopaholics and ordinary citizens prefer to shop in online boutiques, because it really comes out cheaper - sometimes even at times. So, where is it profitable to invest 500,000 rubles? That's right, creating your own online store! It's not very difficult.

First, you need to buy a domain. That is the address for the site. A normal domain costs about 2-3 thousand rubles per year. While renting a room for a full-fledged store will cost 30-50 thousand - a month! Savings in person.

The second is to decide on the product. For example, the store will sell headphones, phone cases, lenses for smartphones, etc. By the way, these are very popular things today. And inexpensive! You need to buy in bulk (on the relevant sites or in warehouses). It will cost a small amount if you buy everything at once.

Promotion of online business

The site of an online store needs to be beautifully designed - it will work out on your own, without hiring craftsmen. It is necessary to fill the pages with goods - with bright, detailed pictures and descriptions. Delivery must also be arranged. Set up a payment system. It is necessary to make it so that a person, having thrown the goods into the basket, immediately pays for it at checkout. And you can make a choice in favor of cash on delivery - it's easier that way. In general, the choice is up to the individual.

Some people are smart. They fill the site with all sorts of goods, and as soon as an order arrives, they themselves call the suppliers to send it. This is done in order not to burn out and so that the goods do not stale. However, you need to take into account the fact that doing express delivery from the warehouse every time will be much more expensive than buying in bulk. In general, this point is worth considering. To get started, you can buy the most popular and sought-after products. And to do this, study the needs of customers.

Building a customer base

The last and most important factor is the customers. Where to look for them? First you need to advertise. And the best way to do this is through social networks, or rather, through groups and public pages. It is inexpensive, but the result is effective. In addition, there is just a sea of ​​​​visitors! Some publics (as they are also called) are signed by several million people! And if you place ads there, it will turn out to be very good to collect. Users, focusing on the authority of the group and page, follow the link to the store, register and buy. So the idea can turn out to be very profitable if it catches fire. By the way, it is considered one of the simplest and most effective. Many people do this and assure: this is the best thing you can do to earn money in our modern age.

Other Methods

Well, several ways have been described above in which you can find the answer to the question of where you can invest 500,000 rubles. But it should be understood that this is not the whole list. options. Opening a souvenir shop, a small coffee shop, a vegetarian cafe, a grocery store - this is where you can profitably invest 500,000 rubles. True, this is more complicated than with the Internet version. But this can also be done. In general, there are ways, and there are many of them, and which one to choose depends on each individual.

Today, many citizens do not want to spend their hard-earned money, but save it for the purpose of further enrichment. The process of accumulation itself is not as complicated as the agony of choosing an enterprise in which it is worth investing money and not going bankrupt. In this article, we will try to consider in detail the most profitable options for investing money, determine the level of return on each option and, perhaps, come to a general conclusion about the prospects of one or another direction.

How to make money work for you?

Today is the age of opportunity. Of course, you should not wait for these opportunities to knock on your door and get to you, sitting peacefully on the couch. You must act on your own in order to earn money.

What is money that works? This means that your material values are in the appropriate turnover, which allows them to multiply, and at the same time you get richer.

Today, there are thousands of options for increasing the amount of your funds. However, not everyone is in a hurry to use them. Some methods and options are not yet common and are not properly known, someone is simply afraid and worried about their money.

In order for money to work and generate income, you need to determine the area that is most popular at the moment and that allows you to earn money. Let's consider the most remarkable of them.

Where can you invest a small amount of money?

If you have a relatively small amount of money, for example, do not know where you can invest 100,000 rubles, do not despair. You can always multiply even small amounts of money by investing in pamm accounts.

Pamm accounts allow citizens to play on exchanges, but decisions are made for them by an experienced trader. You entrust your own account to him, and he has the right to dispose of it. However, you can only withdraw money yourself.

Why is this venture risky? Some traders play steadily, receive small amounts, but do not lose. Others take significant risks, but in one case out of ten they receive an enviable profit. Which trader to choose is up to you.

The trader himself is interested in bringing you a good income, because, in addition to your funds, he manages other money, as well as his savings, which are many times greater than yours. Thus, you can be calm at least for the honesty of this person.

Where to invest 100,000 rubles?

If you don't know where to invest 100,000 rubles to earn money, try it. Today, this idea is more popular than ever, as it allows people to shop without leaving their homes. Choose an inexpensive but necessary category of goods that will be in demand (for example, hygiene products for newborns, cosmetics, and so on).

Selling through an online store does not mean that it is enough to organize your website, buy a small batch of goods and wait. You must promote your resource. Advertise it in any way, in every possible way increasing profits. Only your efforts can lead you to the fact that the business will justify itself in a couple of months.

The average time to make up for the cost of opening an online store is three to four months of stable work.

Today, many young people have found themselves in. A huge number of interesting and new business ideas are being implemented that require an injection of funds. If you have the finances, found interesting idea and strive to make it a reality - try to try to invest in the project.

Finding a startup option is not so difficult. A huge number of sites introduces us to new ideas on areas where to invest a small amount of money. Our country is rapidly moving towards European standards, which means that any business that can bring us income has the right to exist.

Summary

Saving money is always relevant. At any time you can participate in a business that seems interesting to you. Try, take risks and invest - it will definitely result in something good, and you can earn as much as you want.

The whole of 2019 will be full of events that have the most serious impact on the economic situation in Russia. The ongoing changes will also affect those modest investors who will want to invest 500,000 rubles this year in order to earn real money on their deposit in a complex and constantly changing environment. Many traditional profit-making schemes in this investment segment will lose their effectiveness, and some may become very risky and lead to significant financial losses.

Features of investing amounts up to 500,000 rubles to receive active income

The size of the specified amount is the threshold value, in terms of risks, when choosing investment directions with active income:

• Opening a new business with a starting capital of half a million rubles.
• Profitable purchase of real estate.
• Commercial projects on the Internet.
• Buying a franchise.

In these cases, a financial base of 500 thousand gives a real chance of possible success. But, as practice shows, even with a slight decrease in this investment base, not only the choice of specific promising investment options is sharply reduced, but the risks of wasting time and money also increase.

Investments with passive income

The safest and most popular direction for investing up to 500 thousand rubles. - acquisition of assets that bring passive income, for example:

1. Shares of enterprises.
2. Bank deposits and deposits.
3. Bonds.
4. Units (mutual funds and PAMMs).
5. Credit exchanges.

These areas are the most popular among small investors.

High Risk Investments

In crisis years, financial pyramids are activated.

Clever businessmen urge to invest in such risky projects as:

• Cryptocurrencies.
• Forex business.
• Venture funds and startups.
• Companies organized according to the MMM principle.
• Services of brokers for asset speculation on stock exchanges.

Investments made to preserve capital

Some traditional investment directions are not suitable for making money in 2019

year at high percentages, or resales of assets. But you can think about them if the goal is to save money with the prospect of making a profit in the distant future. These are assets such as:

1. Gold, silver and others precious metals.
2. Art and antiques.
3. Items of collectible value.

Buying precious metals makes sense if the long-term growth in value is taken into account.

Over the past 20 years, silver and gold have risen in price, although they have had significant fluctuations in both directions (a sharp increase in 2011 and a fall in 2016). We should not forget about the significant tax deductions in transactions with precious metals.

Investing in antiques, art and collectibles requires specialized knowledge. But during the crisis period, many owners begin to sell their valuables, which opens up the opportunity for investors to acquire them at a profitable price.

Risks in 2019

This year, investors with capital up to 500,000 rubles will have to take into account factors such as:

• Devaluation of the national currency.
• Falling stock prices not only domestic but also foreign companies.
• The negative effect of the growth of anti-Russian sanctions, which has already affected some Russian enterprises that manufacture products for export (Rusal).
• The course of the state to take control of the Internet space.
• The course of the Central Bank to monopolize the financial sector.
• Reducing the purchasing power of the population.

Even with a relatively small capital, the above risks can become decisive when choosing the best direction for investing.

Prospects for starting a small business

Opening your own business on the basis of an initial capital of 500,000 rubles is quite risky, but at the same time a promising direction for investment. With this money it is difficult to organize a highly profitable enterprise, the profit from which is enough to earn money for an apartment for short term. But organize on them your own workplace, allowing you to work for yourself and receive a stable income - it is quite possible. Starting capital of this size opens up the possibility for the following undertakings:

1. Organization of a small retail outlet.
2. Atelier, or small wholesale sewing production.
3. Salon.
4. A company that provides services for the repair and maintenance of household appliances.
5. Company for the preparation and sale of fast food.
6. Small car service and tire fitting.

In 2019, prices for many types of equipment for small businesses (especially used ones) decreased.

For quite affordable money, you can buy industrial sewing machines, tools for a small car service, equipment for making outdoor advertising and printing, and so on.

The price of rent for the use of commercial premises is decreasing, more and more profitable rental offers are appearing in places that have a good prospect of quickly increasing the flow of customers.

Opening your own business in 2019 with a starting capital of 500,000 thousand is one of the most reliable and promising areas for investing.

Projects on the Internet with a starting capital of half a million

A half-million budget is a good basis. This direction will require experience and knowledge from the investor. But if you wish, all information on this topic can be easily found on numerous information platforms and blogs.

Even with the costs associated with spending time on filling gaps in knowledge, an entrepreneur has real chances to create a project that in 7-8 months will begin to generate income of 5-10 thousand rubles a month.

It all depends on the idea of ​​the site, as well as on the availability of special knowledge and experience. For professionals, an income of 20-30 thousand per month, achieved over the same period, is an expected and predictable result. You don't need to have special skills. It is enough to have a general idea about them, and all the work to form the basis for the site, as well as its content, can be ordered inexpensively from freelance performers on special exchanges.

A successful project on the Internet can always be sold, return your investment, and also earn money.

For those who are thinking about this direction for investment, we can give advice to hurry with the choice, since this year there has been an unprecedented increase in competition.

Real estate

In 2019, the real estate market has seen an increase in the number of profitable offers and a decrease in prices for quite liquid properties.

However, the amount of 500 thousand rubles. may only be enough for a dacha, a house, or land plot in the provinces, where there are not so many liquid options.

Prices are now falling precisely for provincial real estate, which has always been characteristic of times of crisis. So in the short term it is unlikely that it will be possible to sell a house in the village bought for half a million at a profit. And taking into account taxes, such investments lose their meaning.

Capitalization of previously started projects

One of the options for a profitable investment of small capital is the additional investment of previously started projects.

The amount of 500 thousand is quite suitable for buying a stake in an already operating business, and it can be spent on expanding it.

In small businesses, such a contribution often opens up an opportunity to create a new job, when the investor becomes not only a co-founder, but can also bring a personal contribution to the development of a common cause.

Acquisition of company shares

This year, the assets of many Russian enterprises are losing liquidity. This is due not only to the introduction of new anti-Russian sanctions, but also to a general reduction in demand for products, both from wholesale and retail buyers. Companies in the oil and gas sector, as well as export-oriented factories, are at risk.

An example is the April decline in the value of the shares of RUSAL, which lost the opportunity to sell its products in the US and the EU due to sanctions.

Many ordinary people who have accumulated a certain amount of money are concerned about such a topic as saving their own funds and their subsequent increase. Therefore, the question “where to invest five hundred thousand rubles?” relevant to many citizens. The good news is that there are opportunities for successful investment in the CIS.

It is quite natural that most of the inhabitants are skeptical about the prospect of earning money in the foreign exchange market, this opportunity should not be rejected without detailed study. In fact, this is the most profitable investment option, especially.

The investment scheme is as follows: an experienced trader manages the investor's money. Moreover, the depositor can track all actions related to the PAMM account.

With half a million rubles on hand, you can invest in several of these accounts and thereby significantly reduce risks.

This type of investment allows you to get tangible benefits:

• First of all, the investor has the ability to deposit and withdraw funds at any time, which means quick access to any amount of money invested;
• Nothing prevents you from simultaneously using several PAMM accounts with different levels of risk and profit. There are traders different styles trading: someone is stable, but gives a low percentage, while others constantly take risks, but come out on a brighter profit. Experts advise to combine investments in different accounts and thereby diversify risks;
• The investor can count on the safety of his funds for several reasons at once: firstly, the trader trades on the PAMM account and with his own money, and secondly, only the investor himself has access to the invested funds.

As a rule, the one who manages the account takes 50% of the profit received, which means that he is interested in a stable growth of capital. In addition, as noted above, each trader who opens a PAMM account trades own funds, which often reach 100 thousand dollars. Therefore, draining the deposit to the manager is extremely unprofitable.

In conclusion, we can say that this investment tool deserves the attention of those citizens who want to receive from 5% profit per month and are ready to put up with increased, but acceptable risks.

2. Franchising

Thinking about where to invest 500,000 rubles, you should not ignore such a prospect as franchising.

There are many proposals that require significant funds, and in this case it is possible to combine efforts with partners. But what are the benefits of franchising that are worth risking money for?

First of all, it is an opportunity to organize a stable and constantly growing financial flow, through the efforts of other people. Of course, the conditions of various companies offering a franchising model are different, but in general, if you have the funds, you can get the right to develop a particular brand in a particular region.

This means that from the profit of each stall selling, say delicious pastries, opened by other people, the manager of the region will receive a certain percentage. If activities in the region started with the support of partners, then, of course, the profits will have to be divided. But even in this case, the income will be quite high.

You can also go in a less global way by opening your own outlet or salon store. Subsequently, as a rule, the company always provides an opportunity to expand its business. The main thing is to conduct a competent market analysis, assess demand and choose the right brand.

3. Online store

It would seem that it is extremely difficult to surprise someone with the topic of online stores now, but, nevertheless, with a competent approach, this type of business can bring good income. Therefore, when deciding where to invest $ 10,000, this prospect is simply necessary to consider.

Initially, it should be understood that, as in the case of a regular store, sales on the Internet largely depend on a competent market analysis and a high level of service. Money in this case will be needed for several purposes.

Initially, it is necessary to develop a pleasant website interface that will allow customers to comfortably view the product and easily order it. Of course, you will need hosting and a good domain name that can reflect the main direction of the store. You also need to take care of hiring 2-3 operators, whose duties will include receiving calls and providing the necessary consultations (this is already from the service area).

And, of course, funds will be required for the purchase of goods. In this case, you should not rush and spend hard-earned money on the first batches of any product. To monitor the demand, you need to study the promotions of popular online stores selling similar products and put the most popular items on your own website. Moreover, you do not need to purchase these items initially. Only when specific orders appear, it is worth contacting suppliers and paying for the first batch of goods.

Such a strategy will avoid the cost of slow-moving products.

Do not forget about advertising. The Internet community must be aware that a new store has appeared on the network, and this requires promotions, which also cost money. As a result, having invested in an online store, after a while you can get a business that actually operates without the participation of the founder. All organizational issues, as a rule, are solved by a qualified administrator. The only thing you will have to follow personally is new market trends, otherwise the store may lose its relevance.

Of course, you can make money on real estate, but if the task is to invest 10 thousand dollars, then there are not so many options available.

Many people have made money by scrutinizing suburban development plans and buying land with or without houses for modest amounts of money. Subsequently, when a particular suburban area becomes more popular, the value of land can increase several times over. But the result directly depends on the ability to foresee the prospect of development of the region or its absence.

It is definitely worth considering the possibility of acquiring parking spaces with the prospect of their subsequent resale. This type of investment is especially relevant for large cities.

It is unlikely that you will be able to invest in a new building with ten thousand dollars on hand, but if you join forces with reliable partners, then there is a chance to make money on the sale of an apartment in a new building, having previously bought square meters during construction work.

Regarding the topic of primary real estate, it is worth noting that periodically some objects in various cities are frozen. To protect yourself from such a prospect, you need to carefully study the developer: pay attention to the history of activities, pay a visit to the office and check the entire documentary base, and also make sure that the construction company has permission to lay down communications, due to which the object and doesn't give up for years.

5. Precious metals

For those who are not looking high interest and is primarily aimed at high level reliability, it is worth taking advantage of the opportunity to invest in funds such as gold, platinum, silver and palladium.

There are a sufficient number of ways to invest in metals. One of them is the purchase of ingots.

Moreover, this is a very relevant answer to the question “where to invest 500,000 rubles?”. Probably few people know, but the weight of gold bars starts at 1 gram and is limited to 1 kg. Silver can be purchased in bars from 50 to 1000 gr, and palladium is available from 5 to 100 gr.

However, this type of investment is only suitable for capital preservation, since in the event of a sale, ingots, which are defined as property according to the law, will be taxed (18% of the value). And this factor significantly reduces the possible profit.

Another fairly common way to invest in precious metals is the purchase of investment and commemorative coins. Moreover, if they are valuable only due to the metal from which they are minted, then commemorative ones can add value over time due to the aesthetic component.

6. Startups

Perhaps a startup is one of those investment projects that you need to work with competently and very carefully. Now there are many innovative projects that require investments and promise bright prospects. And if you choose the right startup, which is essentially the implementation of a new and relevant business idea by a development team, then there is every chance to multiply 10 thousand several times over time. But it should be understood that many new projects based on a seemingly valuable idea go to the bottom. Therefore, when choosing a particular project, there is always a high level of risk.

But those investors who managed to guess were lucky to turn the invested money into a source of stable and, not least, high income. To avoid mistakes when choosing a specific project, it is necessary to have an investor’s mindset and be able to correctly predict current trends.

It is also important to take a close look at the vision of the development team and make sure that they have worked out their business plan in detail and start with a clear and complete understanding of the development of the project.

It becomes obvious that there are more than enough opportunities for investment. But it is important to remember that any market is changeable, and this fact indicates the need for a constant and in-depth analysis of possible prospects. Otherwise, the investment may be dissolved in a failed project or the fall of a particular market.

Every person who has savings wants not only to save, but also to increase his own capital. This is an understandable and completely natural desire. That is why, thinking about the question: “Where to invest 500,000 rubles?”, Any investor is looking for not only reliable, but also the most profitable assets.

Remember, the higher the potential return on investment, the more possible risks. For most people, half a million rubles is a significant enough amount to risk it recklessly.

In order to open a business with an investment of 500,000 rubles, money alone will not be enough. In this case, the businessman will have to compensate for the small start-up capital with large labor and time costs. Only in this case, the new business has every chance to unwind, become successful and bring a stable profit to its owner.

There are a lot of business ideas that allow you to open your own business with 500 thousand rubles on hand. Let's list some of them: a fast food outlet, a travel company, a children's cafe, a hairdresser's, a butcher's shop, and so on.

At the same time, you don't always have to try to reinvent the wheel yourself. There are also ready-made business solutions. So, a capital of 500,000–600,000 rubles is enough to buy a franchise, which already includes a well-established scheme of actions. This way is called franchising.

Buying a ready-made franchise helps the investor save a huge amount of time and effort on inventing and implementing his own idea. In addition, along with the business, he will receive a marketing scheme and rebuilt business processes.

Franchising - advantages:

• a ready-made potential customer base - after all, there is no need to engage in branding, the name of the franchise is known to people and a priori inspires more confidence;
• quick payback - on average, a franchise pays off within six months - a year;
• there is no competition within one franchise - each territorial unit contains a strictly defined number of projects;
• the franchisor is personally interested in the quality support of the businessman.

For many potential investors who are looking for the use of 500,000 rubles, franchising becomes the most profitable solution.

Passive income with bank deposits

Worldwide, bank deposits are the most popular form of investment. They are used by ordinary people who are not ready to understand the intricacies of Forex trading or the specifics of the functioning of the stock exchange. In a bank deposit, they are primarily attracted by the simplicity of its registration and the possibility of obtaining passive income.

Moreover, at present, large banks provide their customers with the opportunity to open deposits online. In other words, everything Required documents will be issued via the Internet and the investor does not even have to personally visit the selected bank. An additional incentive for an investor to work online with a credit institution is often the special conditions for a deposit when it is made in such a remote mode.

In Russia, bank deposits not exceeding RUB 1,400,000 are subject to compulsory insurance. Thus, a deposit in the amount of 500,000–600,000 rubles is completely protected and 100% safe. Even if the selected bank goes bankrupt or loses its license, the Deposit Insurance System will return all invested funds to the investor.

The main disadvantage of a bank ruble deposit is low interest rates. In the best case, an investor who has brought 500,000 rubles can count on 8.5-10% per annum. At first glance, everything is not so bad. However, if we remember about inflation, then the real profitability of such deposits will be 2–5.5%. Agree, such refined figures will not allow you to make good money on your investments.

Profitability of foreign exchange bank deposits and completely disappointing. Today it is equal to 1-2.5% per annum. In the face of uncertainty for the future of the euro and not the most calm situation for the US dollar this method investment looks quite unattractive.

What could be better than gold

Many investors prefer to invest in gold. Such investments are considered not only highly reliable, but also more than profitable. But we want to keep the existing 500,000 thousand rubles guaranteed.

Indeed, the exchange value of gold and other precious metals is constantly growing. This positive trend is not affected by the state of affairs in the country's economy or any other factors.

However, making a lot of money on investments in gold will also not work. The fact is that stock quotes precious metals rise with inflation. In other words, an investor who has chosen this asset will definitely keep his savings, but it will be quite problematic to increase them.

There are 2 main types of investment in gold:

• acquisition of investment and collection coins;
• purchase of bank bullion.

If you decide to invest in gold, then you should buy coins. This is explained very simply. The fact is that for some incomprehensible reason, transactions for the purchase and sale of gold bars in Russia are subject to VAT or value added tax. In such conditions, it is not necessary to talk about the profitability of investing in gold.

Gold bullion coins do not have this drawback. In addition, by investing in them, the owner of 500,000 rubles can collect an interesting, albeit small, collection, which in itself has value.

Investing on the stock exchange

Half a million rubles is a good start-up capital for the formation of a profitable investment portfolio with securities. Of course, this path requires the investor to be willing to learn. But at the same time, with the right one, he promises him a stable and high income.

On the stock exchange traded securities. There are a large number of them. However, for a successful start, we recommend choosing the most conservative and safe investment options. In this case, we are talking about the shares of the world's largest and Russian companies also known as blue chips.

Their advantages are that the shares of such companies are constantly growing in price. That is, for several years that have passed since the purchase of such an asset, the investor can make a good profit. Moreover, every year he will receive a part of the profit from the company's activities in the form of dividends.

Indeed, 500,000 rubles is a good capital, which allows you to create an interesting and promising investment portfolio.

Investments on the stock exchange require the investor to be careful in choosing a brokerage company. We recommend dealing only with recognized authorities. For example, Alpari or InstaForex. In this case, you can be sure that you will not become victims a large number scammers in this area.

How to invest securely

If an investor does not want to lose his 500,000–600,000 rubles, then he should be careful and reasonably assess the existing prospects. In addition, you need to follow these simple recommendations:

• you need to avoid investing in a project that resembles a pyramid scheme ( classic example- various HYIPs);
• emotional and hasty decisions should not be made - the choice of an investment asset should be based on the analysis and comparison with competitors' products;
• use the help of a professional as soon as possible - believe me, competent advice from a lawyer or financial analyst is worth saving 500 thousand rubles;
• do not work with a company that is little known and does not have a good reputation;

always check the guarantees that companies have - insurance, licenses and other permits.
Following this simple advice will help you profitably and safely invest your own 500,000 rubles.